Invoice Factoring Comparison
We've Helped Over 1 Million Business Owners Since 2009 
Lendio Review  | Fundbox Review  | BlueVine Review  | Riviera Finance Review  | P2Binvestor Review  | |
| Customer Support | Excellent | Excellent | Excellent | Excellent | Excellent |
| Ease of Application | Excellent | Excellent | Excellent | Good | Good |
| Borrower Qualifications | |||||
|---|---|---|---|---|---|
| Required Time in Business | 9 months | N/A | 3 months | N/A | 12 months |
| Required Credit Score | 550 | N/A | 530 | N/A | N/A |
| Required Business Revenue | N/A | $50K/year | $10K/month | N/A | $500K/year |
| Product Details | |||||
| Product Type | Business finance aggregator; offers invoice factoring/financing | Invoice financing | Invoice factoring | Invoice factoring | Asset-backed Line of Credit |
| Credit Facility Size | Varies | Up to $100K | $20K - $2M | $5K - $2M | $250K - $1M |
| Advance Rate | Varies | 100% | 85% - 90% | Up to 95% | N/A |
| Max Overdue Account | Varies | 90 days | 12 weeks | 60 days | N/A |
| Discount or Interest Rate | Varies | $52 - $82 for every $1K | 0.3% - 1% per week | Starts at 2% | High teens |
| Additional Fees | Varies | None | None | Possible early termination fee | 1.5% origination fee; possible early termination fee |
| Contract Length | Varies | N/A | N/A | Usually 6 months | 1 year |
| Monthly Minimums/Maximums | Varies | None | None | None | N/A |
| Factor All Invoices? | Varies | No | No | No | N/A |
| Recourse or Non-recourse | Both | N/A | Recourse | Non-recourse | N/A |
| Notification or Non-notification | Both | N/A | Both | Notification | N/A |