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Breakout Finance Review (Formerly Breakout Capital)

Breakout Finance offers short-term funding solutions for small businesses with no credit score requirements and excellent customer support.

    Erica Seppala
  • Last updated onUpdated

  • Chelsea Krause

    Chelsea Krause

    Lead Staff Writer

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Breakout Finance

Total Rating 4.1
Rates & Fees3.6


Eligibility Requirements5.0


Sales & Advertising Transparency4.2

Customer Service3.3

User Reviews4.9

Breakout Finance At A Glance

  • Breakout Finance offers short-term funding options including loans, invoice factoring, and purchase order financing.
  • Potential borrowers may qualify for some of Breakout’s products regardless of revenues, time in business, or credit scores.
  • Breakout works to connect borrowers to the best terms and funding options as their businesses grow.

Erica Seppala

Erica Seppala

Editor & Senior Staff Writer at Merchant Maverick
Erica began writing on small business topics in 2008. She joined Merchant Maverick in 2018 and focuses on loans, accounting, and POS. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll. She has been cited in MSN, Reader's Digest, Vox, U.S. News & World Report, and Real Simple. She is a graduate of Limestone University and resides in Greenville, South Carolina.
Erica Seppala
View Erica Seppala's professional experience on LinkedIn.

Business Loan & Funding Products Review Methodology

Merchant Maverick has been researching and reviewing business lenders since 2015. Our writers have tested over a hundred different funding products, including traditional term loans, online loans, lines of credit, start-up loans, merchant cash advances, and equipment financing. In each review, we evaluate rates and fees, services, eligibility requirements, application process, sales and advertising transparency, customer service, and user reviews.

Read more about how we rate business loans and funding products.

When comparing different lenders and loan products, we consider many data points, including the ease and transparency of the application process, interest rates, repayment structure, sales ethics, time to funding, revenue and time in business qualifications, and credit score requirements. Our lists of the best funding products include only those we’ve deemed worthwhile from multiple vantage points, and often share qualities such as widespread accessibility across fifty states, low rates, flexible requirements, and competitive borrowing amounts.

We spend an average of 10-15 hours researching and updating each one of our lists, making sure the loans and funding products included meet our internal standards for quality and reputation.

Find Funding for Any Credit Level

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Explore a wide range of business loan options at With no minimum credit score requirement, find the perfect funding solution for your needs. Get Started.

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To learn more about how we score our reviews, see our Business Loan Rating Criteria.