Visit Site Review is a new player on the alternative lending scene, but it has already made a positive impression among reviewers and borrowers. Is it right for your small business?

    Chelsea Krause
  • Last updated onUpdated

  • Erica Seppala

    Erica Seppala

    Editor & Senior Staff Writer

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Total Rating 4.0
Rates & Fees4.6


Eligibility Requirements4.1


Sales & Advertising Transparency3.6

Customer Service4.1

User Reviews4.4 At A Glance

  • is an online lending marketplace, connecting small business applicants to loan offers from within its lender network
  • Short-term loans, long-term loans, lines of credit, and merchant cash advances are available through’s network of lenders
  • doesn’t require a minimum credit score as it tries to find a funding solution for applicants of all credit levels

Business Loan & Funding Products Review Methodology

We spend hours researching and evaluating each business loan and funding product that we review at Merchant Maverick, placing special emphasis on key characteristics to generate our ratings.

Weighted Rating Breakdown

Services 30%
Rates & Fees 15%
Eligibility Requirements 15%
Application 15%
Sales & Advertising Transparency 10%
Customer Service 10%
User Reviews 5%

When rating lenders and funding providers, we use a 31-point rubric that looks at rates and fees, services, eligibility requirements, application, sales and advertising transparency, customer service, and user reviews. We weigh each section differently to calculate the total star rating. This rubric is applied to traditional term loans, as well as short-term loans, start-up loans, lines of credit, online lending products, merchant cash advances, and equipment financing products.

  • Rates & Fees: 20% of the total star rating
  • Services: 20% of the total star rating
  • Eligibility Requirements: 20% of the total star rating
  • Application: 15% of the total star rating
  • Sales & Advertising Transparency: 10% of the total star rating
  • Customer Support: 5% of the total star rating
  • User Reviews: 5% of the total star rating

Each section is further broken down into granular, weighted subsections, in which we examine specific attributes like terms lengths, conditions of repayment, credit score and revenue requirements, ease of application, length of time to funding, the ethics involved in promoting the lending product, customer support, and the overall reputation of the lender or funding provider.

Read more about how we rate small business lenders.

Chelsea Krause

Chelsea Krause

Lead Staff Writer
Chelsea Krause is a writer who specializes in accounting, payroll, and small business loans. She has been with Merchant Maverick helping small business owners manage their finances since 2016. She is a QuickBooks Certified User and former eCommerce store owner. Her accounting expertise has been quoted in Forbes and her work appears in Startup Nation, Small Business Bonfire, and Women on Business. Chelsea graduated summa cum laude with a BA in English & Creative Writing from George Fox University and studied abroad at the University of Oxford as well. She currently resides in Boise, Idaho.
Chelsea Krause
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The Merchant Maverick Seal of Approval 🏆

Visit Site

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see for yourself.

The Merchant Maverick Seal of Approval 🏆

Visit Site

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see for yourself.

To learn more about how we score our reviews, see our Business Loan Rating Criteria.