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Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Online Payment Processing Comparison

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Best Choice ForeCommerce, High-RiskAll Business TypesAll Business Types, eCommerceAll Business Types, Non-Profits, High-Risk
Pricing StructureInterchange-PlusInterchange-PlusInterchange-PlusInterchange-Plus
Retail Rates0.30% + $0.100.20% + $0.100.25% + $0.10Start Plan 0.30% + $0.10, Shop Plan 0.20% + $0.10
eCommerce Rates0.50% + $0.250.30% + $0.100.30% + $0.15Connect Plan 0.50% + $0.10
Early Termination FeeNoneOnly With Free Equipment At SignupNoneNone
Annual FeeNoneNoneNoneNone
Monthly MinimumNoneNoneNone$25/mn if applicable
Setup FeeNoneNoneNoneNone
Payment Gateway FeeVaries$5.00/mnNone$10/mo
PCI Compliance FeeNone$4.95/mnNoneNone
Monthly Fee$15/mn$9.95/mn$10/mnStart Plan $0.00, Shop Plan $10.00, Connect Plan $0.00
Customer SupportExcellentGreatGreatExcellent
Countries ServedUnited StatesUnited StatesUnited StatesUnited States
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The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.

Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

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