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Spark® Miles from Capital One®
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Capital One Spark Miles Review

Looking for a travel rewards card with a great rate? Spark Miles from Capital One might be a great fit for your small businesses, especially if you travel for work.

    Jason Vissers
  • Last updated onUpdated

  • Chelsea Krause
  • REVIEWED BY

    Chelsea Krause

    Lead Staff Writer

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Spark® Miles from Capital One®

Total Rating 4.1
Rewards & Perks5.0

Rates & Fees2.8

Features5.0

Eligibility Requirements2.6

Customer Service3.5

User Reviews3.7

Annual Fee

$95 ($0 the first year)

Minimum Recommended Credit

Excellent

Rewards Rate

Unlimited 2 miles per $1 spent

Spark® Miles from Capital One® At A Glance

  • Unlimited 2X miles on all business purchases
  • 5X miles on hotels and rental cars booked through Capital One’s travel portal
  • 50,000 mile bonus when you spend $4,500 within your first 3 months

Jason Vissers

Jason Vissers

Senior Staff Writer at Merchant Maverick
Jason has been writing about small business software platforms, services, and financing since 2015. Jason’s expertise has been featured in Yahoo Finance, Time/NextAdvisor, Home Business Magazine, CreditCards.com, GoBankingRates, TheLadders.com, and other publications. He has a bachelor’s degree in Political Science from San Diego State University and currently lives in Philadelphia, Pennsylvania.
Jason Vissers
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Credit Card Review Methodology

We spend hours researching and evaluating each credit card that we review at Merchant Maverick, placing special emphasis on key characteristics to generate our ratings.

When rating credit cards and credit card issuers, we use an 18-point rubric that looks at rewards and perks, rates and fees, features, eligibility requirements, customer service, and user reviews. We weigh each section differently to calculate the total star rating.

  • Rewards & Perks: 40% of the total star rating
  • Rates & Fees: 30% of the total star rating
  • Features: 15% of the total star rating
  • Eligibility Requirements: 5% of the total star rating
  • Customer Service: 5% of the total star rating
  • User Reviews: 5% of the total star rating

Each section is further broken down into granular, weighted subsections, in which we examine specific attributes like APR, introductory offers, cash back and travel rewards, credit score requirements and disclosures, foreign transaction fees, and the availability of employee cards.

Read more about how we rate business credit cards.




Your Free Corporate Card 💳

Ramp offers a free corporate card and finance management system for small businesses. Start earning rewards with your corporate spending today.

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Your Free Corporate Card 💳

Ramp offers a free corporate card and finance management system for small businesses. Start earning rewards with your corporate spending today.

Get Your Card

And start earning

To learn more about how we score our reviews, see our Business Credit Card Rating Criteria.