Chris Motola

Balboa is an alternative business funder offering short-term working capital and equipment financing. It’s well-established, offers a flexible product line-up, and appears to have fairly reasonable rates. But be cautious in dealing with Balboa as there are quite a few red flags including an unusual number of customer complaints.

Whether you’re paving a road or writing software, sooner or later you’re going to need to buy, upgrade, or replace your business-related equipment. Unless you’re lucky enough to have a lot of cash on hand, the costs of doing so out of pocket may prove prohibitive. If you don’t have the luxury of waiting, you’ll need to seek financing. When that happens, you should consider an equipment loan.

Chances are, if you’re running a business, you’ll need equipment, whether it takes the form of chairs, registers, or pile drivers. Purchasing these items may require more cash than you have on hand, forcing you to take out a loan. On the other hand, purchasing equipment that becomes obsolete quickly often doesn’t make sense, fiscally. […]

National Funding is a lender that provides funding to small businesses that cannot yet get a bank loan. It provides reasonable rates for an alternative lender as long as you fall on the lower range of its factor rates and origination fees.

To repay your loan in a timely manner, it’s important to know whether or not your payments are fixed or variable, how often you have to repay, and how repayments are made. In this post, we’ll break down all the elements involved in paying back a business loan.

Adyen is an international merchant account provider known for its big-name users, including Microsoft, Pinterest, eBay, Uber, and Spotify. Impressed yet? It’s hard not to get a little starstruck, but we didn’t want to let that sway our non-biased approach. You’ll find that as a small business owner, you may have some things to be cautious about, and we’ll tell you why in this review.

Equipment financing is the use of a loan or lease to purchase or borrow hard assets for your business. This type of financing might be used to purchase or borrow any physical asset, such as a restaurant oven or a company car. How does it work? What types of equipment financing are available? Get the answers to your questions in our equipment financing guide.

Searching for the perfect loan for your small business can seem like a daunting and confusing task. From merchant cash advances to lines of credit, there are many types of business loans available; all work a little differently, with each charging different costs and fees during the application and borrowing process. The most effective way to get […]

Fundbox is a business lender that specializes in offering lines of credit to small businesses. Merchants access this line by connecting either their business checking account or accounting software to Fundbox’s platform, and a credit decision is returned in three minutes or less. Fundbox requires a credit score of at least 500 and three months’ time in business.

BlueVine is an online lending service that’s suited for small businesses. It offers SBA/PPP loans, term loans, lines of credit, and invoice factoring. BlueVine is one of the most accessible invoice factors available and a good choice for B2B businesses.