Kymberlin started contributing to Merchant Maverick as a freelancer in 2022 and joined the team as the full-time small business health insurance expert in 2023. She earned her Bachelor of Arts in Creative Writing from Pacific University in 2020 and continues to reside in Portland, Oregon.
At its most basic, a business insurance quote is a document that shows what you could expect to pay for a policy from an insurance provider. Each business quote will be different due to the unique needs of each business and factors such as industry, number of employees, past insurance claims, and deductibles.
While small business health insurance is an additional expense for your business, the benefits for both you and your employees are likely worth the cost. Potential tax benefits for your business and happier and more productive employees make adding health insurance as a benefit a win-win for your small business.
You need a loss run report to negotiate lower premiums with your existing or new insurance provider, determine risks associated with running your business, and establish a plan to help mitigate potential hazards.
Even though you are not legally required to purchase health insurance for a single employee by law, there are still great reasons to offer health benefits. Health insurance is not a trivial purchase — your employees work harder and better when they feel protected and healthy. Now, with the addition of the tax benefits and expanded options, it’s easy to finally make it happen.
Health care is daunting, complicated, and time-consuming. So, for small businesses without a large HR department, navigating the health insurance process can suck up time and energy that you simply don’t have. Check this complete guide on small business health insurance.
NEXT offers business insurance for small to mid-sized businesses. NEXT offers the most important types of business insurance, including commercial property and professional liability coverage. You can also purchase a businessowners policy, commercial auto coverage, and workers’ compensation coverage from NEXT.
If you’re a photographer looking to make your passion your job, we’re here to teach you how to start a photography business! Keep reading to learn more about how to get started, brand your studio, find the best web/payment platforms, and market yourself!
You can get an EIN immediately by applying online via the IRS’s website. All other application methods have a waiting period of at least four business days after applying.
Simply Business is an insurance brokerage that connects businesses with top insurance providers. As a broker, Simply Business does not itself provide business insurance to its clients.
The Hartford offers a wide variety of coverage including general liability, workers compensation, cyber insurance, flood insurance, and home-based business insurance.
Gallagher small business insurance costs are determined by personalized quotes and depend entirely on your business type, locations, coverage needs, and other individual factors. You can request a quote from Gallagher online or by phone.
“MBE (Minority Business Enterprise) certified” means your business received official certification as a minority business. This is something that minority-owned businesses can register for to gain access to both financial and professional opportunities. There are multiple organizations nationwide that offer certification.
To start a small ice cream business, you need to draft a business plan, invest in the right kitchen equipment, find a great location, rent or buy a building or truck, test your recipes, and acquire the necessary business licenses.
Google Business Profile is easy to use, makes it easier for customers to find you and learn about what you have to offer, and can improve your customer experience and relations.
Square is a massive ecosystem of scaleable products and services for businesses of any shape and size, including niche business ideas. Square offers eCommerce options, appointment scheduling software, and plans for specific industries like restaurants.
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Our team of experts spends hours on every review so that we can find the best companies to recommend to our readers. Next Business Insurance made the cut.
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The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.
Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.
Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
Our team of experts spends hours on every review so that we can find the best companies to recommend to our readers. Next Business Insurance made the cut.
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