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💳 Save money on credit card processing with one our top 5 picks for 2021

Get A 0% Interchange-Plus Markup With Membership Fee Pricing

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.
Frank Kehl

Frank Kehl

Frank Kehl has been writing about merchant services, payment gateways, and international money transfer services since 2015. He has a Bachelor of Science degree from Penn State and a Juris Doctorate from the Ventura College of Law. After a long and enjoyable career of traveling around the world as an Air Force navigator, he’s comfortably settled down in the wine country town of Paso Robles in California’s scenic Central Coast region. He enjoys reading, photography, hiking, and numerous other outdoor pursuits.
Frank Kehl

We've done in-depth research on each and confidently recommend them.

We've done in-depth research on each and confidently recommend them.

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7 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Boris Torres

    So just to be clear, by adding the monthly subscription fee I won’t have to pay the “interchange” fee? Or is it always going to be the interchange plus their processing fee.

      This comment refers to an earlier version of this post and may be outdated.

      Tom DeSimone

      Hi Boris,

      You will have to pay the interchange fees and other pass-through fees just like with normal interchange-plus pricing. But there will not be a percentage markup. You pay the flat monthly fee to access the service.

        This comment refers to an earlier version of this post and may be outdated.

        Rhonda

        Would you consider Heartland a good company to you for my business, since a Global bought them?

          This comment refers to an earlier version of this post and may be outdated.

          Jessica Dinsmore

          Hi Rhonda,

          We rate Heartland and Global with 4/5 stars. Depending on your business needs, one of our highest rated processors, like CDG or Dharma, may be better options for you. Check them out and see what you think!

            This comment refers to an earlier version of this post and may be outdated.

            Casey Hagadorn

            I cant find where they state the fee. Please just tell me the bottom line. I make jewelry so I don’t have alot of business. Thanks!

              This comment refers to an earlier version of this post and may be outdated.

              Chloe Bahal

              Hi Casey,

              There are many factors that affect the fee so your best bet is going to be to contact the processor directly and get a quote. I hope this helps and if you have further questions please let me know.

                This comment refers to an earlier version of this post and may be outdated.

                Marc

                What is the flat fee that Payment Depot charges? It doesn’t seem like they are truly transparent with this information since you didn’t have it in your review. Is it based on volume? Does it change based on type of merchant? It is quite possible that the flat fee that Payment Depot charges is too high to be truly competitive with certain business types. I believe this model will put Payment Depot out of business in a few years because I they won’t make enough profit to sustain itself. Which will be bad for merchants in the long run. And it is quite possible they will be forced to increase their membership fee over time to cover costs. READ the fine print.

                  This comment refers to an earlier version of this post and may be outdated.

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