Balboa Capital
See Top Picks

Balboa Capital Review

Balboa Capital offers options to businesses that need money quickly and may not have excellent credit, but the company is plagued with customer complaints.

    Chris Motola
  • Last updated onUpdated

  • Chelsea Krause

    Chelsea Krause

    Lead Staff Writer

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Balboa Capital

Total Rating 3.5
Rates & Fees Fair
Application Process Good
Sales & Advertising Transparency Good
Customer Service Fair
User Reviews Good

Balboa Capital At A Glance

  • Balboa Capital is a direct online lender offering terms loans, equipment financing, and SBA loans.
  • Balboa Capital is owned by Atlanta-based Ameris Bank.
  • Balboa Capital’s fast application process is a major selling point.

Chris Motola

Chris Motola

Senior Staff Writer at Merchant Maverick
Chris has been writing about small business topics since 2003. In 2015, he joined Merchant Maverick, where he writes about business financing, payment processing, and demographic trends in entrepreneurship. Chris has been featured in Fox Business, ABC News, Yahoo Finance, GoBankingRates, Newsweek, BizJournals, and other publications. He has a Bachelor’s of Arts in English Writing Arts from SUNY Oswego, and a Masters of Science in Interactive Media from the University of Central Florida. He currently resides in the Hudson Valley region of New York.
Chris Motola
View Chris Motola's professional experience on LinkedIn.
Chris Motola

Latest posts by Chris Motola (see all)

Find Funding for Any Credit Level

Visit Site

Explore a wide range of business loan options at With no minimum credit score requirement, find the perfect funding solution for your needs. Get Started.

Help Us & Earn $30

Want to help shape the future of the Merchant Maverick website? Join our testing and survey community!

By providing feedback on how we can improve, you can earn gift cards and get early access to new features.

This field is for validation purposes and should be left unchanged.


To learn more about how we score our reviews, see our Business Loan Rating Criteria.