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Davina Ward

Senior Staff Writer

2+ Years At Merchant Maverick

Expertise: Payroll, Accounting

Education: BA English Literature, SUNY Geneseo

Davina joined Merchant Maverick in 2022, covering small business payroll and accounting. She began writing for small businesses in 2018 and has since gained expertise in the SaaS industry. She earned her Bachelor’s of Arts in English Literature from SUNY Geneseo in 2018. She currently resides in New York.

Merchant Maverick Archives for Davina Ward | Page 8

ADP Payroll Review

ADP is a big player in the payroll software and workplace management field. It has always been on the cutting-edge of technology. Because of that, ADP might be a payroll expert, but it might not be the most cost-effective option for small businesses with less than 50 employees.

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Feb 23, 2024 Filed under: Payroll Services & Software Reviews

Guide To Recurring Billing & Recurring Payments For Small Businesses

If you’re excited about all of the benefits of recurring payments, you may be wondering about the next best step. If you already have a payment processor, make contact and see what already may be available to you and how to implement it easily. You likely also have the option to integrate a payment gateway if you have an existing site, and your current payment processor may have a list of available options for you.

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Aug 16, 2023 Filed under: Credit Card Processing

Accepting Credit Card Payments On Your Phone

If you’re reading this, you’re probably looking to accept credit card payments on your phone or perhaps your tablet as well. So where do you start, and how do you decide which software/payment processor to choose? I’m here to help you figure out if mobile processing is right for you (spoiler alert, it probably is), and which features are the most important.

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Apr 1, 2024 Filed under: Credit Card Processing, Mobile Payments
Convenience fees

What Is A Convenience Fee?

A convenience fee is an amount you add to the purchase price; the customer pays this fee in return for being able to use a more convenient payment method. The important thing to remember is that the customer must always have the choice to use another standard method of payment that does not require the added convenience fee. The fee isn’t technically related to taking credit cards. It is meant to help the merchant recoup the added cost for setting up a new payment channel.

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Mar 30, 2023 Filed under: Credit Card Processing

What Is An Auto-Renewal Clause In Merchant Agreements?

To avoid merchant processing agreement auto-renewals be sure to read your merchant processing agreement before signing. It’s possible to negotiate an auto-renewal clause out of your merchant agreement. Additionally, you may consider merchant service providers with month-to-month or pay-as-you go billing options.

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Jul 26, 2023 Filed under: Credit Card Processing

Can You Set A Minimum Purchase Amount For Credit & Debit Card Payments?

In this article, we’ll review the laws and agreements that govern setting a minimum amount on credit and debit card transactions. We’ll also discuss the pros and cons of doing so, even in situations where it’s perfectly legal. After all, you don’t want to risk losing sales when customers either can’t or don’t want to buy enough items to meet your required minimum. Finally, we’ll review the differences between setting a minimum purchase requirement on credit card and debit card transactions.

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Jun 21, 2023 Filed under: Credit Card Processing