Erica Seppala

altLINE can factor high-value invoices, but the flexibility allows you to pick and choose what (if any) invoices you want to factor in any given month. The rates are good to reasonable, with minimal nickel and diming.

Should you choose Square or Toast for your restaurant? Both are terrific options for small businesses — particularly for small to mid-sized quick service and full-service establishments. Read our Toast VS Square comparison to see which is better for you!

With the world slowly reopening and returning to some semblance of normalcy, wineries could see a spike in both sales and visitors and need to prepare for whatever the next trend is within the industry. Here’s where an excellent wine-focused point of sale system can come in handy.

Grant writing is a year-long endeavor that can take up a lot of your time and resources, including the emotional labor of hoping and grieving as announcements are made and the cycle continues. Read on for our top tips on how to write a winning business grant application, and what not to do when you’re applying for a grant.

Working capital loans are one of the most versatile kinds of business loans you can get. Want to find the best working capital loans for small businesses? Read on to learn about your options for short- and long-term working capital, lines of credit, new businesses, & more.

Xero and QuickBooks Online are both cloud-based software with accounting features you’d expect like invoicing and inventory management. However, Xero stands out for its strong security and supported users, while QBO is easier to use and has better mobile apps.

One form of relief offered to small businesses is the Employee Retention Tax Credit. First introduced in the Coronavirus Aid, Relief, and Economic Security (CARES) Act, this tax credit could be claimed by eligible employers on quarterly tax returns. This program was expanded by the Consolidated Appropriations Act signed into law in December 2020, making the credit accessible to more employers.

Tired of nightly 86’ed items? Losing fresh veggies to spoilage? Learn how to manage your restaurant inventory effectively and efficiently. Whether you are new to running a restaurant or have reached a point where any inventory processes you have are not working, this article is a great starting point to help you develop or improve your restaurant inventory management.  

Xero’s advanced features, numerous integrations, and support for unlimited users make it a top choice for mid-to-large-sized businesses that are willing to put in the time and effort to learn the software. FreshBooks is a better fit for smaller businesses that want easy-to-use software equipped with basic features such as invoicing.

Lenders want borrowers to pay as much interest as possible, which is why some loans discourage and penalize early payment through the use of prepayment penalties. However, using the strategies outlined in this article, you may be able to make prepayments on your business loan while avoiding or minimizing any penalties, even if your loan does include a prepayment penalty.