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Erica Seppala

Editor & Senior Staff Writer

7+ Years At Merchant Maverick

Education: AA Liberal Studies, Limestone University

Erica has been writing about small business finance and technology since 2008. She joined Merchant Maverick in 2018 and specializes in researching and reviewing business software, financial products, and other topics to help small businesses manage and grow their operations. Her expertise has been cited in MSN, Reader’s Digest, Vox, U.S. News & World Report, and Real Simple. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll, a graduate of Limestone University, and currently resides in Greenville, South Carolina.

Merchant Maverick Archives for Erica Seppala | Page 23

PPP Loan Forgiveness: Rules, Requirements, & What To Do If You Still Owe

The Paycheck Protection Program (PPP) is bringing much-needed relief to small business owners affected by the coronavirus. Not only does this loan program provide funding to help cover payroll and other expenses, but if used for qualifying purposes, your loan will be forgiven. In this post, we’re going to help you understand how you can qualify for PPP loan forgiveness.

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Feb 25, 2026 Filed under: Business Loans, Small Business

The Complete Restaurant Guide To Kitchen Printers & Kitchen Printing Setups

You don’t have time for errors or constant checks between the front and back of the house, and you need a convenient way to track and organize orders. Kitchen printers can dramatically improve the accuracy of orders, making customers happy, and by popping up immediately in a place where cooks can see and hear the tickets coming in, they can help you turn your tables around faster and increase your revenue.

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Oct 27, 2025 Filed under: Restaurant POS, Small Business

Credit Card Companies Explained: Visa, Mastercard, Amex, & Discover

If you’re ever curious about what card networks, card associations, or card brands are, and what these entities actually do (other than make you pay fees of various sorts), you’re at the right place. We’ll explain what card networks are, give you a little history about each, and provide a general framework for understanding how they fit into the business of credit card processing.

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Sep 10, 2025 Filed under: Credit Card Processing

How To Start An In-House Restaurant Delivery System

For many restaurants, adding the option of online delivery may be something they’ve either been casually considering or maybe just started to implement as an experience. However, with the recent sudden health crisis that COVID-19 has brought, being able to stay open for deliveries has become almost a necessity for many businesses. The good news is, even if you’re starting from scratch, it can be a relatively simple process.

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Nov 3, 2025 Filed under: Point of Sale, Restaurant POS

Etsy Fees: How Much Does Etsy Take Per Sale?

While some merchants choose to navigate Etsy’s ever-shifting fees and guidelines, many sellers are tired of constantly adjusting their prices to reflect new fees. If you’re one of those sellers who is fed up with Etsy’s various fees, it might be time to try something different.

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Dec 4, 2025 Filed under: eCommerce
Stripe Corporate Card

Stripe Corporate Card Review

This corporate credit card, issued for Stripe by the Utah-located Celtic Bank, boasts a 1.5% cash back rate alongside a strong portfolio of extra perks. Plus, as this bit of plastic is a Visa card, your team members shouldn’t have problems using the card worldwide.

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Jun 16, 2026 Filed under: Small Business Credit Card Reviews
Woman reading long term contract.

How to Navigate & Negotiate Your Small Business Merchant Agreement

The processing industry is simply not the sort of place where you can expect everyone to be honest and treat you fairly. People in this business can and will take advantage of you – if you let them. Reading your contract before you sign up is your last line of defense against being stuck in a bad deal. Here are our best tips for reading and understanding your merchant contract.

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Sep 25, 2025 Filed under: Credit Card Processing