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The Best Check Printing Software In 2024

If your business needs payroll check-printing software, all of these vendors are affordable and easy-to-use options with varying degrees of customization.

    Davina Ward
  • Last updated onUpdated

  • Chelsea Krause

    Chelsea Krause

    Lead Staff Writer

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Although the top payroll services can handle check printing, some businesses opt to pay employees using check printing software.

The best payroll check-printing software should include high-level security features and integrate with top accounting and payroll software programs. Let’s take a look at our top choices for check-printing software.

Learn More About Our Top Picks

CompanyBest ForNext StepsBest For
Online Check Writer

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  • Best overall check printing software
  • As little as $30 total or $999.99+/month
  • Customizable
  • Best overall check printing software
  • As little as $30 total or $999.99+/month
  • Customizable

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  • Best for ease of use
  • $14.99/month
  • Print without check stock
  • Best for ease of use
  • $14.99/month
  • Print without check stock

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  • Best for local installation
  • One-time purchase of $59.95
  • Compatible with Macs and PCs
  • Best for local installation
  • One-time purchase of $59.95
  • Compatible with Macs and PCs

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Print Checks Pro

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  • Best check-printing software for Windows
  • Starts at $29.99
  • Customizable
  • Best check-printing software for Windows
  • Starts at $29.99
  • Customizable

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  • Best for unlimited check printing
  • Free to $6.50/month
  • Discounts for yearly subscribers
  • Best for unlimited check printing
  • Free to $6.50/month
  • Discounts for yearly subscribers

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  • Best payroll software with check-printing
  • Starts at $40/month + $6 per person
  • Full-service payroll and tax support
  • Best payroll software with check-printing
  • Starts at $40/month + $6 per person
  • Full-service payroll and tax support

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Read more below to learn why we chose these options.

The 6 Best Payroll Check-Printing Software

The best payroll check-printing software should be affordable, compatible with your other accounting software, and highly secure. Our top picks include:

The Top Payroll Check Printing Services Compared

PricingFree TrialCompatibility Users
Online Check WriterStarts at $30/monthCloud-basedUnlimited
CheckBuilderPro$59.95Demo availableLocally-installed on Macs and PCsUnlimited
Print Checks ProStarts at $29.99Demo availableWindows, Android, iOS, and M-series MacsUnlimited
CheckRobotFree to $6.50/monthFree plan availableCloud-basedUnlimited
GustoStarts at $40/month + $6/employeeCloud-basedUnlimited

Online Check Writer: Best Overall

Online Check Writer

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  • Pay-as-you-go plan option
  • API and third-party integrations available
  • Unlimited users
  • Both domestic and international wiring options


  • High-volume check printing can be costly
  • Discounts only available on subscription plans
  • Many fees

Why We Chose Online Check Writer For Best Overall

Online Check Writer payroll check-printing software dashboard

Online Check Writer Home Dashboard

Online Check Writer is the best overall check printing software offering unlimited check printing, cloud-based services, and plenty of integrations with invoicing and accounting software.

Online Check Writer can help with other payment options, including digital checks, email checks, check mailing, vendor pay, and same-day ACH transfers with low transaction fees.

Online Check Writer Pricing

Online Check Writer is a subscription service and offers a 15-day free trial.

The software has a pay-as-you-go model that starts with a $30 recharge. Other plans for small businesses range from $49.99-$499.99 minimum spend per month.

Enterprise-level businesses have custom quotes starting at $999/month.

The software also charges fees for email, check printing, check mailing, and positive pay.

Online Check Writer Features

Here’s a look at Online Check Writer’s features:

  • Check printing, mailing, and eChecks
  • ACH payments
  • International and domestic wiring services
  • Create custom physical and virtual cards
  • Unlimited users
  • Cloud-based, so fully compatible with internet-connected devices
  • Pay by credit card
  • Bill pay/vendor invoices
  • Get paid by phone, email, and more
  • Many third-party integration options, including QuickBooks, Xero, Sage, and more

What To Watch Out For

  • Features: If it’s just printing checks you’re after, then you may not want or need the other payment solutions Online Check Writer provides.
  • Pricing: Online Check Writer’s services may be expensive for businesses that are only using the software’s check-printing features.

When To Use Online Check Writer

  • Your business needs a low-cost, pay-as-you-go check printing solution
  • You’re looking for check printing software with additional payment options, including wire transfers and payment cards
  • API access and third-party integrations are must-have features for your check printing software

Get Started With Online Check Writer

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Checkeeper: Best For Ease Of Use


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Why We Chose Checkeeper For Ease Of Use

Checkeeper payroll check-printing software check preview

Checkeeper Interface

Checkeeper is one of the best payroll check printing solutions for businesses that are looking for an easy-to-use check printing service.

Checkeeper offers drag-and-drop functionality for businesses that want to customize their checks, user permissions management, integrations, and the ability to print checks on plain printer paper.

Best of all, these features come at an affordable monthly rate with no feature gating.

Checkeeper Pricing

Checkeeper is $14.99/month after a 14-day free trial; the price includes unlimited access to the printing software and Checkeeper’s technical support team. Optional check-mailing starts at $1.25 per check mailed.

Checkeeper Features

Checkeeper’s features include:

  • Powerful template editor with drag-and-drop functionality
  • Automated check-mailing with First Class USPS service
  • Check-printing on check stock and plain printer paper
  • Batch printing for high-volume check printing
  • Integrations including Gusto, FreshBooks, Harvest, QuickBooks, and Xero
  • Industry-standard 256-bit encryption
  • Access registry reports
  • Keep signatures on file
  • API access

What To Watch Out For

  • Features: Checkeeper lacks some features, such as a mobile app and advanced payment methods. Our best overall pick, Online Check Writer, boasts these features and may be a better choice for businesses that need a more comprehensive check printing and payment solution.
  • Pricing: Although Checkeeper’s subscription pricing is affordable, the software doesn’t offer a pay-as-you-go model that may be a better option for lower volume users.

When To Use Checkeeper

  • You’re looking for a simple but customizable check printing solution
  • You need to print checks on plain paper for fast deposits
  • You value live customer support options from your check printing service

Get Started With Checkeeper

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CheckBuilderPro: Best Locally-Installed Check Printing Software


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  • Locally-installed on Mac or Windows devices
  • One-time purchase with no subscription
  • Unlimited check printing
  • Well-reviewed email support
  • Add unlimited accounts


  • Outdated interface
  • Requires special/check-printing paper and MICR ink/toner
  • No phone support
  • Only for US banks

Why We Chose CheckBuilderPro For Best Locally-Installed Option


CheckBuilderPro payroll check-printing software check

CheckBuilderPro Sample Check

CheckBuilderPro is one of the best check printing solutions for businesses that are looking for a locally-installed option available to purchase as a one-time download or as a CD-ROM set.

You'll need to stock special ink and special check-printing paper to use CheckBuilderPro, but it's a bargain for businesses printing many checks or for those that work with multiple bank accounts.

CheckBuilderPro Pricing

CheckBuilderPro costs $59.95 as a one-time download or CD-ROM package.

lf you need to batch print checks, you’ll need to purchase CheckBuilderPro’s batch-builder add-on for $29.95.

CheckBuilderPro runs promotions that can bring prices down significantly.

CheckBuilderPro Features

CheckBuilderPro’s features include:

  • Customize and print personal checks, business checks, and deposit slips
  • Support for unlimited accounts
  • Store check data for faster entry next time
  • Check register for bookkeeping
  • One-time purchase with no extra fees
  • Print blank or with payee information
  • Custom reports
  • Integrates with QuickBooks and Xero
  • Support for cloud-sync via cloud services, such as Dropbox
  • Multiple check data export options, including CSV, Tab, or QIF
  • Optional password protection

What To Watch Out For

  • Add-On Pricing: CheckBuilderPro sets batch printing functionality as an add-on service that costs $29.95. Businesses printing many checks will need this feature, so it’ll increase the software’s overall cost.
  • Limited Cloud Support: CheckBuilderPro doesn’t offer built-in cloud syncing that would allow you to access your data across devices. However, the software does support using cloud services, such as Dropbox, to sync check data.

When To Use CheckBuilderPro

  • You want to avoid subscription pricing at all costs
  • You’re looking for a locally-installed, easy to use check printing solution
  • Check customization options are a must-have feature for your check printing solution

Get Started With CheckBuilderPro

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Print Checks Pro

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  • Windows-specific with Android and some Apple compatibility
  • Affordable, one-time purchase
  • Doesn’t require any special ink
  • Functional mobile app for Android and iOS devices


  • Dated interface
  • Mediocre reviews and poorly-rated mobile app
  • Limited Apple compatibility

Why We Chose Print Checks Pro

Print Checks Pro payroll check-printing software mobile overview

Print Checks Pro Mobile App Interface


We chose Print Checks Pro as one of the best check printing software services because the software offers essential check printing services at an affordable rate. Print Checks Pro allows for complete customization and does not require special ink.

Print Checks Pro is also one of the only check-printing programs that is designed for Windows systems and comes with a mobile app — though, a poorly-rated one.

Print Checks Pro Pricing

The regular Print Checks Pro version offers basic check printing features and costs $29.99, while the Print Checks Pro Deluxe version offers more advanced functionality and costs $49.99.

Print Checks also sells payroll processing software for Windows that costs $79.99 and includes a 12-month license.

Print Checks Pro Features

Print Checks Pro’s features include:

  • Check design interface for easy customization
  • Supports both US and Canadian bank accounts
  • Multiple check printing options
  • Cloud backup support for data sync across devices
  • Automatically print watermarked check copies
  • Supports unlimited accounts
  • Bulk printing options with deposit slips
  • Advanced import, French language checks, and customization options on Deluxe version

What To Watch Out For

  • Apple Compatibility: For Apple users, Print Checks Pro apps will only work on iOS devices and Mac devices with M-series chips.
  • Customer Support: Print Checks Pro offers several customer support options, including phone, email, and support tickets. However, the service’s phone support options are limited and it may be challenging to get in touch with a live agent quickly.

When To Use Print Checks Pro

  • You want to avoid check printing software with subscription-based services
  • You want to print checks from your Android or iOS device
  • You operate a Canadian business and need French language check options

Get Started With Print Checks Pro

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CheckRobot: Best For Unlimited Check Printing


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  • Free for up to three checks per month
  • Inexpensive with unlimited printing options available
  • Easy to use
  • Industry-standard security protocol


  • No customization options
  • No integrations
  • Limited customer support

Why We Chose CheckRobot For Best Unlimited Check Printing

CheckRobot payroll check-printing software dashboard

CheckRobot Home Dashboard

If basic check-printing is what you're after, CheckRobot delivers as one of the best check printing software solutions on the market.

CheckRobot's pricing structure makes it easily the cheapest and most affordable option for small businesses looking for unlimited check printing. That said, CheckRobot doesn't offer customization or integrations.

CheckRobot Pricing

CheckRobot is free for up to three checks per month; after that, you will pay $6.50/month. If you opt to pay yearly, you’ll receive a discount which drops the price to $4.50/month.

CheckRobot Features

CheckRobot is not rich with features. It is a simple check-writing and printing interface. You can print checks without special ink. CheckRobot does suggest printing specifically on check paper.

What To Watch Out For

  • Features: CheckRobot is a simple check printing software, it doesn’t do anything outside of basic check printing.

When To Use CheckRobot

  • You’re looking for free check printing services for up to three checks per month
  • Your check printing needs are simple and don’t require advanced features
  • You need to print a large volume of checks and don’t want to rack up per-check printing fees

Get Started With CheckRobot

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Gusto: Best Payroll Software With Built-In Check Printing

Total Rating 4.4

Ease Of Use4.9


Customer Service4.1

User Reviews3.9

Payroll Processing Time

Next-day to 4 Days


$40/month + $6/employee to $80/month + $12/employee

Business Size

Small-Medium Businesses (1-650+ Users)


  • Easy to use
  • Comprehensive payroll and check printing software solution
  • Excellent customer service
  • Many accounting software integrations


  • Check mailing services in beta
  • Slightly higher cost to mail checks
  • Limited reporting

Why We Chose Gusto For Best Payroll & Check Printing Software

Gusto payroll check-printing software check preview

Gusto Check Sample

Gusto is a full-service payroll processing software that offers built-in check printing and mailing services for businesses paying employees and contractors.

Scoring a high 4.4/5 star rating in our Gusto review, the software is a great fit for small businesses that want to put good payroll software front and center, with check-printing as a secondary feature.

Gusto Pricing

Gusto Plans Price  When To Use
Simple $40/month + $6/person If your small business needs reliable, basic payroll software
Plus $80/month + $12/person If your business needs tools to handle complex payroll and team management needs
Premium Custom If your medium to large-sized business needs advanced HR and compliance tools
Contractor Only $35/month + $6/person per month If your growing business needs basic payroll and only pays contractors

Gusto has three pricing plans for businesses that pay employees and contractors with checks. Gusto’s Simple plan costs $40/month + $6/person per month, and its Plus plan costs $80/month + $12/person per month.

Gusto’s Premium plan is for growing businesses and uses custom pricing. A fourth pricing plan covers payments for contractors only and starts at $35/month + $6/employee per month.

Gusto Features

Gusto’s payroll features include:

  • Check printing and mailing services
  • Full-service payroll processing with tax support at the federal, state, and local levels
  • Employee management, including employee profiles, reviews, and surveys
  • Integration with time tracking, accounting, and more third-party software solutions
  • Built-in time tracking and time off management
  • Strong reporting plus job costing
  • Benefits administration in 38 states and DC
  • HR resource library

What To Watch Out For

  • Pricing: Compared to the other standalone check printing software solutions on the market, you’ll be paying a lot more for Gusto’s services. Businesses that are cash-strapped can find cheaper solutions.
  • Limited Benefits Administration: Gusto’s benefits administration services aren’t available in the following states: Alabama, Alaska, Hawaii, Louisiana, Mississippi, Montana, Nebraska, North Dakota, Rhode Island, South Dakota, Vermont, West Virginia, and Wyoming.
  • No Check Printing From Mobile App: Although Gusto offers a mobile app, it is only functional for employees at this time and cannot be used to facilitate check printing remotely.

When To Use Gusto

  • You’re looking for a comprehensive payroll software solution that supports check printing
  • You need support for accounting software integrations
  • You value strong customer support options in your software solutions

Get Started With Gusto

Read our in-depth review

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Our Methodology For Choosing The Best Check Printing Software

We reviewed the most popular check printing software solutions for small businesses and rated their features, pricing, and ease of use to select the best options.

Each check printing software on this list includes essential check printing features and transparent pricing to help you make a final decision on the solution that best meets your business’s needs.

Which Payroll Check-Printing Software Is Right For Your Business?

The first step in figuring out what check printing software to use is to determine your budget and the number of checks you need to print.

You might also want to consider if you need additional payroll or accounting services that may come with the software you select.

Also, double-check the security measures that your company uses to cut down on any potential fraud and decide if you want the ability to print your checks from anywhere.

Once you’ve decided on your priorities, you should be able to narrow down your options fairly easily.

And if you need additional help with accounting or payroll, check out some of our other top choices for affordable payroll software.

Payroll Check-Printing Software FAQs

How do I make payroll checks from home?

Printing payroll checks from home can be as simple as having a printer, paper, and access to the right check-printing software.

If you’re only printing a few checks per month, options such as Online Check Writer are a good fit. For small businesses that need to print bulk/batch payroll checks, CheckRobot is a cheap, no-frills choice.

Can you hand write payroll checks?

Printing a payroll check online with basic paper, ink, and a printer is easy. Some states require a pay stub, so you’ll need to know how to create a pay stub.

It’s easy to use online digital software programs, such as Print Check Online or CheckRobot, to print business checks and hand-write payroll checks for your employees.

What type of printer do I need to print payroll checks?

Some payroll check software recommends or requires special paper or ink. Any printer should work, but if you are using special check stock that requires MICR ink, then make sure your ink-jet/laser printer accepts that type of ink.

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Davina Ward

Davina Ward

Senior Staff Writer
Davina joined Merchant Maverick in 2022, covering small business payroll and accounting. She began writing for small businesses in 2018 and has since gained expertise in the SaaS industry. She earned her Bachelor’s of Arts in English Literature from SUNY Geneseo in 2018. She currently resides in New York.
Davina Ward
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