Built with advanced inventory features, in-house marketing capabilities, and the ability to integrate with virtually any payment processor, talech takes your standard POS to the next level. There are very few red flags here that would cause you to cross talech of your list automatically. Read more in our comprehensive talech review.
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With a (very basic) free plan, free terminal, and even free credit card processing, eHopper is worth checking out. The most appealing aspects of this software are its ease of use and low price, but that’s simply not enough to build a solid business on.
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Fundbox is a business lender that specializes in offering lines of credit to small businesses. Merchants access this line by connecting either their business checking account or accounting software to Fundbox’s platform, and a credit decision is returned in three minutes or less. Fundbox requires a credit score of at least 500 and three months’ time in business.
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SmartBiz provides SBA 7(a) and PPP loans to small and large businesses. SmartBiz is a fantastic resource for any eligible merchant that needs a low-cost, long-term loan and wants to leverage a marketplace solution.
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Upstart is an online lending platform that offers consumer loans to qualified borrowers. It has relaxed credit score requirements, competitive terms and fees, and an easy application process. Upstart is an excellent resource for many people who do not fit the traditional model of a loan borrower.
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BlueVine is an online lending service that’s suited for small businesses. It offers SBA/PPP loans, term loans, lines of credit, and invoice factoring. BlueVine is one of the most accessible invoice factors available and a good choice for B2B businesses.
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Kiva offers crowdfunded microloans and is one of the least expensive forms of financing available to business owners. It is definitely worth checking out if you run a community-oriented business that needs a small infusion of cash. It is suitable for startups but not for large businesses.
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Funding Circle is an online lender that offers medium-term installment loans to established businesses. It has a relatively long application process and strict borrower requirements but competitive terms and fees. Businesses that qualify for Funding Circle will most likely be able to get a better rate from an actual bank.
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Accion is a nonprofit company that offers small business loans for a variety of different purposes. It is a good option for startup and small businesses with relatively low credit scores that may not qualify for other loan options. But do note that Accion’s APR can potentially be high.
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Fora Financial is an alternative small business lender offering merchant cash advances and short-term loans. Despite the potentially high origination fee, Fora Financial’s offerings are competitive with other funders that offer short-term financing.
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