For such a large, traditional processor, Elavon offers a few advantages. The company deserves credit for eliminating its early termination fees and disclosing its flat-rate pricing plans. At the same time, it loses a few points for not disclosing the availability of interchange-plus pricing and for inconsistent customer service and support.

Square Payments earns a perfect 5-star rating for ease of use, astounding feature set, transparent and affordable pricing, and overall status as a powerhouse for merchants. While Square’s payment processing service is not appropriate for all business types and lacks the stability and negotiability of a standard merchant account, many small businesses enjoy the predictable pricing and the lightning-quick setup.

With PayJunction’s unique suite of products and services, merchants can organize their sales data, eliminate paper-based inefficiencies, reduce risk, broaden customer payment options, and eliminate the need for a traditional credit card terminal. All this can save you time, boost your profits, and streamline your business practices.

Payment Depot is best known for its use of subscription or membership-based pricing, a spinoff of the interchange-plus model. While it isn’t the only provider in the industry to offer this type of pricing, Payment Depot’s reputation for open, honest sales practices and excellent customer support put it ahead of many of its competitors using this relatively new pricing model.

In May 2019, Global Payments, another very large direct processor from Georgia, announced that it was acquiring TSYS for $21.5 billion. The combined organization will operate under the Global Payments brand name, and the TSYS name will eventually disappear. However, mergers of this size take a long time to complete, and as of May 2020, TSYS still has its own website, which lists the company as ‘TSYS – A Global Payments Company.’ We haven’t received any indication of how Global Payments plans to transition existing TSYS customers into its system, but we expect that you will probably be switched over to a Global Payments contract at some point. If you’re a merchant looking for a new provider, now is not the time to sign up with TSYS.

Payline Data offers interchange-plus pricing for all its merchants, with discounted rates for nonprofits and medical organizations. On top of that, every plan includes a gateway and virtual terminal, with no long-term contracts. What’s not to love?

Authorize.Net’s payment gateway is one of the most versatile tools for eCommerce. It’s got a solid feature set, including recurring billing and echeck/ACH processing. However, deciding where to get your gateway from is often the biggest challenge. Here’s what you need to know about your options.

With no monthly minimum fees, no binding contracts or cancellation fees, and a growing number of feature options, it’s clear that iZettle is worth a generous amount of consideration for mobile processing. While iZettle now serves a dozen countries, including Italy, Mexico, Brazil, Sweden, and Germany, we focus on the company’s UK services for this review.

QuickBooks GoPayment (formerly Intuit GoPayment) enables taking payments on the go, and for most merchants, the draw of GoPayment is probably that it syncs with QuickBooks Online. The seamless QuickBooks integration makes it easy for you to keep track of your funds and expenses on the go.

At Dharma, you can count on consistently fair and predictable pricing. The company advertises all of its standard rate and fee information publicly on its website. You can also expect high-quality, friendly, personalized service and support from the Dharma team.