Advertiser Disclosure
US Business Funding
See Top Picks

US Business Funding Review

US Business Funding is a great choice for equipment financing, SBA loans, or working capital loans. It earned a 95% approval rate and offers 60-second approvals.

    Erica Seppala
  • Last updated onUpdated

  • Chelsea Krause

    Chelsea Krause

    Lead Staff Writer

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

US Business Funding

Total Rating 3.6
Rates & Fees3.0


Eligibility Requirements4.1


Sales & Advertising Transparency2.8

Customer Service2.0

User Reviews3.8

US Business Funding At A Glance

  • US Business Funding can connect borrowers to numerous funding products, including SBA loans, equipment financing, and MCAs.
  • With multiple funding programs in place, US Business Funding has a 95% approval rate.
  • There are no set credit score or revenue requirements, and funding programs are available for businesses that have been in operations for as little as six months.

Erica Seppala

Erica Seppala

Editor & Senior Staff Writer at Merchant Maverick
Erica began writing on small business topics in 2008. She joined Merchant Maverick in 2018 and focuses on loans, accounting, and POS. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll. She has been cited in MSN, Reader's Digest, Vox, U.S. News & World Report, and Real Simple. She is a graduate of Limestone University and resides in Greenville, South Carolina.
Erica Seppala
View Erica Seppala's professional experience on LinkedIn.

Business Loan & Funding Products Review Methodology

Merchant Maverick has been researching and reviewing business lenders since 2015. Our writers have tested over a hundred different funding products, including traditional term loans, online loans, lines of credit, start-up loans, merchant cash advances, and equipment financing. In each review, we evaluate rates and fees, services, eligibility requirements, application process, sales and advertising transparency, customer service, and user reviews.

Read more about how we rate business loans and funding products.

When comparing different lenders and loan products, we consider many data points, including the ease and transparency of the application process, interest rates, repayment structure, sales ethics, time to funding, revenue and time in business qualifications, and credit score requirements. Our lists of the best funding products include only those we’ve deemed worthwhile from multiple vantage points, and often share qualities such as widespread accessibility across fifty states, low rates, flexible requirements, and competitive borrowing amounts.

We spend an average of 10-15 hours researching and updating each one of our lists, making sure the loans and funding products included meet our internal standards for quality and reputation.

Find Funding for Any Credit Level

Visit Site

Explore a wide range of business loan options at With no minimum credit score requirement, find the perfect funding solution for your needs. Get Started.

Let Us Help You Save On Credit Card Processing

We're here to help. Answer a few questions to see if you're a good fit for our concierge service that provides hands-on help to get you started with the best credit card processor for your business. It's free to apply.

"*" indicates required fields

Step 1 of 3

Which best describes your situation?*

If you choose Other, please describe your situation.

To learn more about how we score our reviews, see our Business Loan Rating Criteria.