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Small Business Loan Comparison

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Ease of ApplicationExcellentFairExcellentExcellentExcellent
Customer SupportExcellentExcellentExcellentExcellentExcellent
Borrower Qualifications
Required Time in Business6 months2 years12 months6 months12+ months
Required Credit Score550650600600600
Required Revenue$10K/moN/A$100K/yr$100K/yr$10K/mo
Product Details
Products OfferedTerm loan, merchant cash advance, short term loan, SBA loan, business line of credit, business credit card, equipment financing, invoice financingSBA installment loanShort-term loan and line of creditTerm loan, business line of credit, invoice factoringSBA loan, business line of credit, short term loan, medium term installment loan, merchant cash advance, business credit card, equipment financing, invoice financing, personal loans for business
Borrowing Amount$2K - $5M$30K - $5M$5K - $500K$5K - $250K$5K - $5M
Term LengthVarious options10 or 25 years3 - 36 months6 or 12 monthsVaries
Interest or Factor RateAs low as 2%Prime rate + 1.5% - 3.75%0.4% - 0.43% of the borrowing amount/moStarting from 4.8% simple interest / 15% APRStarting at 7%
Other FeesNoneN/A0% - 4% origination feeNoneVaries
Time to FundingOffers in 1 - 2 days7 - 60 days2 - 5 days1-3 DaysOffers in 1 - 2 days
Repayment FrequencyVariesMonthlyDaily or weeklyWeeklyVaries
Interest Or Factor RateAs low as 2%Prime rate + 1.5% - 3.75%0.4% - 0.43% of the borrowing amount/moStarting from 4.8% simple interest / 15% APRStarting at 7%
Origination Fee4% - 6.25% plus bank fees
Time To FundingOffers in 1 - 2 days7 - 60 days2 - 5 days1-3 DaysOffers in 1 - 2 days
Required Time In Business6 months2 years12 months6 months12+ months
Ease Of ApplicationExcellentFairExcellentExcellentExcellent
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