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Erica Seppala

Editor & Senior Staff Writer

7+ Years At Merchant Maverick

Education: AA Liberal Studies, Limestone University

Erica has been writing about small business finance and technology since 2008. She joined Merchant Maverick in 2018 and specializes in researching and reviewing business software, financial products, and other topics to help small businesses manage and grow their operations. Her expertise has been cited in MSN, Reader’s Digest, Vox, U.S. News & World Report, and Real Simple. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll, a graduate of Limestone University, and currently resides in Greenville, South Carolina.

Merchant Maverick Archives for Erica Seppala | Page 17

Best Websites To Sell Art & Jewelry

Whether you want a way to sell your own original art online or your business involves selling reproductions of other artists’ work, this list of the best places for selling art online can help you find the resources you need to pick the right method for you. We’ll dig a little deeper into each option, so you can see how easy it can be to show off your artwork, promote your business, gain exposure, and make the sale.

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Dec 3, 2025 Filed under: eCommerce
SpotOn logo

SpotOn POS Review

With multiple pricing plans, systems, and features, businesses of all sizes can use SpotOn. Throw in an easy-to-use and intuitive UI, plenty of add-ons and integrations, and numerous positive reviews from past and current customers, and it’s not hard to see why SpotOn is a worthy contender in the POS space.

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Dec 2, 2025 Filed under: POS System Reviews, Restaurant POS System Reviews

Toast VS Square POS

Should you choose Square or Toast for your restaurant? Both are terrific options for small businesses — particularly for small to mid-sized quick service and full-service establishments. Read our Toast VS Square comparison to see which is better for you!

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Dec 1, 2025 Filed under: Point of Sale, Restaurant POS
winery management system

Best POS For Wineries

With the world slowly reopening and returning to some semblance of normalcy, wineries could see a spike in both sales and visitors and need to prepare for whatever the next trend is within the industry. Here’s where an excellent wine-focused point of sale system can come in handy.

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Nov 5, 2025 Filed under: Point of Sale
top 5 tips for grant applications

How To Write A Strong Business Grant Application

Grant writing is a year-long endeavor that can take up a lot of your time and resources, including the emotional labor of hoping and grieving as announcements are made and the cycle continues. Read on for our top tips on how to write a winning business grant application, and what not to do when you’re applying for a grant.

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Dec 17, 2025 Filed under: Business Grants, Small Business

Best Working Capital Loans For Small Businesses

Working capital loans are one of the most versatile kinds of business loans you can get. Want to find the best working capital loans for small businesses? Read on to learn about your options for short- and long-term working capital, lines of credit, new businesses, & more.

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Dec 10, 2025 Filed under: Business Loans
employee retention tax credit

The Complete Guide To Understanding & Receiving The Employee Retention Tax Credit

One form of relief offered to small businesses is the Employee Retention Tax Credit. First introduced in the Coronavirus Aid, Relief, and Economic Security (CARES) Act, this tax credit could be claimed by eligible employers on quarterly tax returns. This program was expanded by the Consolidated Appropriations Act signed into law in December 2020, making the credit accessible to more employers.

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Sep 18, 2023 Filed under: Accounting, Bookkeeping, Invoicing, Employee Retention Credit

The Complete Guide To Restaurant Inventory Management

Tired of nightly 86’ed items? Losing fresh veggies to spoilage? Learn how to manage your restaurant inventory effectively and efficiently. Whether you are new to running a restaurant or have reached a point where any inventory processes you have are not working, this article is a great starting point to help you develop or improve your restaurant inventory management.  

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Oct 27, 2025 Filed under: Restaurant POS