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To avoid merchant processing agreement auto-renewals be sure to read your merchant processing agreement before signing. It’s possible to negotiate an auto-renewal clause out of your merchant agreement. Additionally, you may consider merchant service providers with month-to-month or pay-as-you go billing options.

Square’s business model is to be many things to many different types of businesses, but at its core, it is a solution to help businesses manage how they process payments from transactions both online and in-person. In this post, we’ll answer all of your most basic questions about Square for small business, including how Square works.

Human resources and discrimination-related lawsuits often settle for large amounts of money. If you have employees, an EPLI insurance policy should be a must for your risk management plan. Without it, you will have to pay to settle these lawsuits out of pocket which could close your small business’s doors forever.

If a third party is injured as a result of your business, and your business is found liable, then liability insurance covers the legal and medical costs associated with physical harm. It does not cover negligence, business malpractice, employee injuries, or vandalism.

Bobtail insurance is a commercial truck insurance endorsement that provides trucks with liability coverage while they’re traveling on the road without a trailer or cargo attached. Bobtail insurance is relatively inexpensive, and most drivers will pay in the ballpark of $400 a year. Factors that determine your cost are your driving record, how often/how far you expect to bobtail, and your policy’s coverage limit.

Does your restaurant have the right insurance? In our complete guide to restaurant insurance, we’ll cover which insurance policies you need, how much it’ll cost you, and where to get the right insurance for your business.

A digital wallet is an electronic method for securely storing various types of sensitive information, including credit cards, debit cards, gift cards, electronic cash, tickets, and IDs. Not every wallet stores every type of payment information. While terms such as digital wallet, mobile wallet, and e-wallet all mean roughly the same thing, they technically cover slightly different services.

The best business loans for veterans include not only SBA loans for veterans, but also online veteran business loans such as small business term loans and lines of credit.

When overwhelmed by debt, it’s tempting to look for the quickest, easiest path out. Unfortunately, paying down debt is a process that takes time. Even if you are a good candidate for credit card debt consolidation and have the credit score to unlock low rates on a balance transfer card or a loan, this doesn’t mean your debt will go away overnight.

Liability insurance is crucial to protecting your small business from lawsuits and accidents, but not all liability insurance policies are the same. So what exactly is garage liability insurance, and do you need it? And the big question: How much is it going to cost you? Keep on reading to find out.