Blog Posts | Page 48

Tired of telling customers, “Sorry, cash only”? With a credit card reader, you can take payments almost anywhere, access customers who only carry cards, and even get paid faster. Check out the best mobile card readers for small businesses.

Since your personal cash and assets are still on the hook with an unsecured loan — particularly if the lender requires a personal guarantee — it’s usually best to get a secured loan in order to qualify for a higher lending limit and lower interest on your payments.

Whether you run a service business that mostly interacts with clients over the phone, a retail or restaurant business that regularly takes phone orders, or you just want to offer your customers more ways of settling billing with you, a virtual terminal may be a savvy choice.

Fidelity bonds are one form of risk management you may need if you’re looking to protect your business, employees, or customers from financial fraud, employee dishonesty, or outright theft. This type of insurance policy is also referred to as a commercial crime policy. In fact, fidelity bonds are a requirement in some states to acquire a business license.

LLC business insurance is a collection of business insurance policies that protect your LLC from the costly effects of a lawsuit, property damage, worker mistakes, and other situations. Because every LLC is different, the types of coverage your business needs will be unique.

Business registration is a necessity for most, but not all, small businesses. Read our guide to learn what you need to legally register your small business, the steps to register a new business name, and how much business registration costs.

You need a loss run report to negotiate lower premiums with your existing or new insurance provider, determine risks associated with running your business, and establish a plan to help mitigate potential hazards.

Every year, employees and businesses are held liable for things out of their control, and no matter how diligent you are, mistakes happen, and people can be over-served. Don’t risk your business because of someone else’s poor decisions. Protect yourself with liquor liability insurance or host liquor liability insurance, and take the time to review the liquor laws in your state.

In recent years, charitable contributions online and crowdfunding have become extremely popular. At the heart of online donations is a way to take money, which means payment cards, ACH/bank transfers, and similar. We’ve gathered a few highly-rated tools that can help you design and manage a fundraising campaign.

We all make mistakes, and when we do, you may be liable for the effects of those errors if you gave the advice in a professional setting or hurt someone while providing your service. Professional liability insurance protects your business from lawsuits that claim you gave bad advice or made a mistake.