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QuickBooks Capital Review: Is Your Small Business Eligible For QuickBooks Capital Loans?

QuickBooks Capital provides Intuit financing to QBO and QB Desktop users based on your QB information. Discover if you're eligible for QuickBooks Capital loans.

    Erica Seppala
  • UPDATED

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.
Erica Seppala

Erica Seppala

Expert Analyst & Reviewer at Merchant Maverick
An expert in accounting, finance, and point of sale, Erica has been researching and writing about all things small-business since 2018. Erica's insights into personal and business finance have been cited in numerous publications, including MSN, Real Simple, and Reader's Digest. She is a graduate of Limestone College.
Erica Seppala
View Erica Seppala's professional experience on LinkedIn.



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8 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Mark A

    Organization Name: Rookie Atlanta

    I struggled to give this one at least 4 stars but there are two glaring issues (one star removed for each).1) Really poor communication. It’s either super easy or super difficult to get someone to chat/phone. One rep literally had NO idea what Quickbooks Capital was…I had to send her a link to read about her own company’s product. She kept asking if I needed PPP help.2) It says, in many places, to pay off your loan early to be considered for a new loan. I paid mine off 3 mos early. Found out you have to wait an entire month (30 frigging days) to reapply. I paid early thinking I could re-up earlier. Nope. Shopify doesn’t even require that you wait until the loan is paid. They review you after 85% remittance.

    3

    This comment refers to an earlier version of this review and may be outdated.

    Pawan Bagaria

    Organization Name: Pawan Bagaria,CPA

    I wont recommend at all QB capital for any loan. Helped People in obtaining PPP loan through them. After the loan is funded it’s a kind of impossible to get the loan now forgiven. The other lenders loan forgiven policy are very simple and online. The borrower just log in and apply and in 3 to 5 days the loan is forgiven. I did not come across any client of mine being denied forgiven. With QB capital even your loan is $1k you email then tons of documents so they can verify whether the loan was obtained properly and then in 9 out of 10 cases they will deny the loan forgiveness. Just to inform here that the SBA is authority is the final which can deny or approve the loan forgiveness and not QB Capital. They are simply need to take application and needed documents as per the SBA guidelines and submit to SBA. But they are really harassing the borrower. I will request through this post that SBA need to look into their practice of forgiveness process.

    1

    This comment refers to an earlier version of this review and may be outdated.

    William Jeffrey Schlanger

    Organization Name: EV Enterprises LLC

    I have had 3 loans with Intuit Quick Capital. Only this last one was bad.The procedure for paying off a loan is not at all clear. On their website they show a balance. If you pay that the charges don’t stop. There is no place that you can find what you really really have to pay.The day after I paid the amount shown as the balance, $292.30 popped up. The following week, I called to complain and found out the amount I really had to pay was 391.08 almost $100 in additional interest on $292.30 for just 1 week? Really?My advice: consider other options before using Quickbooks Capital.

    1

    This comment refers to an earlier version of this review and may be outdated.

    Katie Toomy

    Organization Name: OnPoint Property Solutions

    We had a wonderful experience with Quickbooks Capital. They lent, we paid looking forward to doing business again…

    5

    This comment refers to an earlier version of this review and may be outdated.

    Tammie Crossley

    Organization Name: Southern Acme Contractors Inc

    What interest rate were you charged for your loan?

    This comment refers to an earlier version of this review and may be outdated.

    Todd T

    Quickbooks Capital has poor communication, lack of transparency and overall lack of knowledge of your business. Stick your local banks how understand your business

    1

    This comment refers to an earlier version of this review and may be outdated.

    Andrew Newcomb

    Organization Name: QuickBooks Capital

    Hi there! Thanks for the review. I hope you don’t mind but I wanted to provide a slight correction on the phone number listed. It should be 844-848-0430. Thanks!!!

    This comment refers to an earlier version of this review and may be outdated.

    Chelsea Krause

    Thanks for bringing that to my attention, Andrew! I’ve updated the review accordingly.

    Best wishes,

    -Chelsea Krause

    This comment refers to an earlier version of this review and may be outdated.

Comments are closed.

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Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

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