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Celtic Bank SBA Loans & Small Business Loans Review

Celtic Bank is one of the biggest originators of SBA 7(a) loans & SBA 504 loans, and is one of the more accessible bank lenders out there, with less stringent requirements than most of its competitors.

    Shannon Vissers
  • Last updated onUpdated

  • Chelsea Krause
  • REVIEWED BY

    Chelsea Krause

    Lead Staff Writer

Our content reflects the editorial opinions of our experts. While our site makes money through referral partnerships, we only partner with companies that meet our standards for quality, as outlined in our independent rating and scoring system.

Celtic Bank Small Business Loans

Total Rating 3.8
Rates & Fees4.6

Services5.0

Eligibility Requirements4.4

Application3.8

Sales & Advertising Transparency1.6

Customer Service2.2

User Reviews2.3

Celtic Bank Small Business Loans At A Glance

  • Celtic Bank is a top SBA lender with multiple small business loan options
  • Celtic Bank offers high borrowing amounts and fairly competitive borrower requirements
  • There’s no prepayment penalty and no balloon payments for most Celtic Bank loans

Business Loan & Funding Products Review Methodology

Merchant Maverick has been researching and reviewing business lenders since 2015. Our writers have tested over a hundred different funding products, including traditional term loans, online loans, lines of credit, start-up loans, merchant cash advances, and equipment financing. In each review, we evaluate rates and fees, services, eligibility requirements, application process, sales and advertising transparency, customer service, and user reviews.

Weighted Rating Breakdown

Rates & Fees 20%
Services 20%
Eligibility Requirements 20%
Application 15%
Sales & Advertising Transparency 10%
Customer Service 10%
User Reviews 5%

Read more about how we rate business loans and funding products.

When comparing different lenders and loan products, we consider many data points, including the ease and transparency of the application process, interest rates, repayment structure, sales ethics, time to funding, revenue and time in business qualifications, and credit score requirements. Our lists of the best funding products include only those we’ve deemed worthwhile from multiple vantage points, and often share qualities such as widespread accessibility across fifty states, low rates, flexible requirements, and competitive borrowing amounts.

We spend an average of 10-15 hours researching and updating each one of our lists, making sure the loans and funding products included meet our internal standards for quality and reputation.

Shannon Vissers

Shannon Vissers

Lead Staff Writer at Merchant Maverick
Shannon has been writing for Merchant Maverick about small business software and financing since 2015. She started writing professionally about business topics in 2005. Shannon has been featured in the Washington Post, Reader's Digest, US News, MSN, Yahoo Finance, Business Insider, and other publications. She has a bachelor's degree in English from San Diego State University and currently resides in San Diego, California.
Shannon Vissers
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Shannon Vissers

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Find Funding for Any Credit Level

BusinessLoans.com


Visit Site

Explore a wide range of business loan options at BusinessLoans.com. With no minimum credit score requirement, find the perfect funding solution for your needs. Get Started.

To learn more about how we score our reviews, see our Business Loan Rating Criteria.