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Small Business Credit Card Comparison

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Credit NeededExcellentExcellent creditGood, ExcellentGood, ExcellentGood, Excellent
Annual Fee$0 first year; $95 subsequent years$0 first year, $175 subsequent years$95$0$0
APRVariable, 18.74%None - charge cardVariable, 18.24% – 23.24%Variable, 12.99% - 20.99%Variable, 15.49% – 21.49%
Introductory RateNoneNone - charge cardNone0% APR for the first 12 months0% APR for the first 12 months
Rewards2% cash back on all purchases3 points per $1 on a category of your choosing; 2 points per $1 on the for remaining categories; 1 point per $1 on all other purchases (Offer expired.)3 points per $1 on travel, shipping, internet/cable/phone, and internet advertising, max $150,000 per year; 1 point per $1 on all other purchases2 points per $1 on all purchases, max $50,000; 1 point per $1 on all purchases after $50,0005% cash back on internet/phone/cable and purchases at office supply stores, max $25,000 per year; 2% cash back at restaurants and gas stations, max $25,000 per year; 1% cash back on all other purchases
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