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Small Business Credit Card Comparison

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Credit NeededExcellentExcellent creditGood, ExcellentGood, ExcellentExcellent
Annual Fee$95$0 first year, $175 subsequent years$0$0$0 first year; $95 subsequent years
APRVariable, 17.24% - 22.24%None - charge cardVariable, 12.74% - 20.74%Variable, 14.49% - 20.49%Variable, 18.49%
Introductory RateNoneNone - charge card0% APR for the first 15 months0% APR for the first 12 monthsNone
Rewards3 points per $1 on travel, shipping, internet/cable/phone, and internet advertising, max $150,000 per year; 1 point per $1 on all other purchases3 points per $1 on a category of your choosing; 2 points per $1 on the for remaining categories; 1 point per $1 on all other purchases2 points per $1 on all purchases, max $50,000; 1 point per $1 on all purchases after $50,0005% cash back on internet/phone/cable and purchases at office supply stores, max $25,000 per year; 2% cash back at restaurants and gas stations, max $25,000 per year; 1% cash back on all other purchases2% cash back on all purchases
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