Blog Posts | Page 42

A free credit card swiper can be tempting for small businesses, but some are better than others. Check out our rundown of the best free card readers.

Is this American Express holiday worth the hype? We tell you why, and, give you 10 tips that won’t break the bank to maximize your small business success this season.

A particularly confusing and misunderstood fee is the monthly minimum. Rather than a direct fee, it’s the minimum amount in processing fees you’re required to pay your provider monthly. If your processing fees fall short of this minimum, you’re billed the difference; if not, there’s no extra charge.

A pay stub is a form of communication between an employer and an employee, and it communicates with full transparency wages earned, taxes paid, and deductions removed. Employers should understand the information on a pay stub to help explain payroll taxes and possible deductions to their employees.

While the continued existence of countless high-risk businesses demonstrates the fact that it is entirely possible to run a successful one, it’s true that a high-risk business classification complicates your ability to access certain business essentials, including business loans, credit card processing, and business insurance.

Learn when a one-page business plan is the right format for you & your business idea. We offer a free downloadable template and steps to get you started toward a successful business.

Having good credit is important when you are seeking a source of credit, such as a loan or credit card. Find out what credit scores are, why you should be paying attention to your scores, and how to maintain good credit in our complete guide to personal credit scores.

When choosing an internet merchant account for your eCommerce business, you’ll need to understand how a merchant account interacts with the other elements necessary for selling online, such as payment gateways, payment processors, and shopping carts. Some services combine one or more of these elements, but it’s still important to distinguish these elements from one another.

With a modern restaurant ordering system, you can have online orders sent directly to your kitchen display system, servers can send orders from the floor with handheld tablets, and dine-in customers can pay at their table without having to wait for the server to go run their credit card. And those are only a few of the many cool things you can do with a good restaurant ordering app.

ACH Payments and wire transfers each have their uses. If you wish to send or receive smaller payments that can be scheduled and paid out automatically, ACH is likely the way to go. However, if you have larger, one-time transfers that are time-sensitive, then wire transfer is pretty much your only choice.