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Bank Of America Merchant Services
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Bank Of America Merchant Services Review

Bank Of America Merchant Services has undergone many welcome changes in the past two years, including no more long-term contracts and predictable flat-rate pricing.

    Frank Kehl
  • Last updated onUpdated

  • Jason Vissers
  • REVIEWED BY

    Jason Vissers

    Senior Staff Writer

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Bank Of America Merchant Services

Total Rating 4.0
Fees & Rates4.1

Products & Services3.8

Contract4.6

Sales & Advertising Transparency3.8

Customer Service3.5

User Reviews3.0

Bank Of America Merchant Services At A Glance

  • Requires Bank of America business checking account
  • Offers full-service merchant accounts with no long-term contracts or early termination fees
  • Flat-rate or customized pricing options available

Frank Kehl

Frank Kehl

Senior Staff Writer at Merchant Maverick
Frank has been writing about payment processing and business services since 2015. He is a retired Air Force officer and a former practicing attorney. He has a Bachelor of Science degree in Psychology from The Pennsylvania State University and a Juris Doctorate degree from the Ventura College of Law, and currently resides in Paso Robles, California.
Frank Kehl
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Frank Kehl

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Credit Card Processor Review Methodology

We evaluate and test each payment processor that we review at Merchant Maverick, placing special emphasis on certain key characteristics in order to generate our granular ratings for merchant accounts and credit card processors.

For payment processing reviews, we use a 24-point rubric to evaluate the provider. First, we look at pricing structure – interchange plus, subscription-based, tiered, or hybrid – giving the most points to providers that provide fair, transparent pricing and docking those that rely on tiered models. Then we examine rates, the presence and transparency of early termination fees, and any additional fees.

We also look at contract length and fairness and test out sales staff and customer service channels ourselves to ensure that the company uses reputable, above-the-board sales techniques. Finally, we take the company’s online reputation into account, reading customer reviews and comments.

Read more about how we rate payment processors.




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With Helcim, you get everything you need to accept credit card payments online or in-person with a free account, plus high-quality support from real humans. Start For Free.

Sources

To learn more about how we score our reviews, see our Credit Card Processor Rating Criteria.