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The Bad Credit Merchant Account

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Amad Ebrahimi
Amad has worked in the eCommerce and online marketing world since 2002. He started as an eBay seller, then slowly graduated to building & marketing his own websites and consulting others to do the same. He founded Merchant Maverick out of frustration with all the misinformation and shady tactics that he encountered when trying to find a merchant account for his and his client's businesses. He's the man behind most of the merchant account reviews, and articles posted on MerchantMaverick.com. Have any questions related to credit card processing? Talk to him.
Amad Ebrahimi
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2 Comments

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    Matt Flaherty

    Hi Amad,

    I’ve never opened a merchant account. But I’m trying to do so for a high risk outbound telemarketing company. I basically have the same question as the individual above this comment. I have a low credit score (low 500s) and want to know what institution should I try that’ll give me a shot. I don’t have the capital to secure the funds like you mentioned in the article. And I will certainly offer a ACH delay if I’m denied and hopefully that will help but should I try Durango Merchant Services first? And does applying for multiple accounts affect your credit if I keep getting denied? Not too worried about that but curious. I know that’s a lot of questions but I’d really appreciate some advise. Thanks!

      This comment refers to an earlier version of this post and may be outdated.

      Stan

      Hi Amad we do outbound telemarketing for background music on hold. We gto dropped from 1st Data beacuse of a chrgeback in Jan & 2 in Feb. We won 2 of them but they dropped us because of the ratio. I’m finding it hard to get another processor because my credit score in in the low 500’s. Durango said no, Blue Pay said no & Payline also said no. Any sugestions? I need help!

        This comment refers to an earlier version of this post and may be outdated.

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