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Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Mobile Credit Card Processing Comparison

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Monthly Fee$0$10$9Starts at $69/month
Visa, MasterCard, Discover (Card-Present)2.75%Interchange + 0.30% + $0.102.7%Varies
Visa, MasterCard, Discover (Keyed-In)3.50% + $0.15Interchange + 0.30% + $0.102.9% + $0.30Varies
Amex (Card-Present)2.75%Interchange + 0.30% + $0.102.7%Varies
Amex (Keyed-In)3.50% + $0.15Interchange + 0.30% + $0.102.9% + $0.30Varies
Type Of ProcessorThird-PartyMerchant AccountThird PartyMerchant Account
Supported PlatformsAndroid, iOS, WebAndroid, iOS, WebiOS, Android, WebiPad
Support QualityGoodExcellentVery GoodExcellent
Bluetooth Card ReaderYesYesYesYes (with paid plan)
Supports Chip CardsYes YesYesYes (with paid plan)
Supports Contactless PaymentsYesYesYesYes (with paid plan)
Offline Mode Card ProcessingYesNoNoNo
Other Features
Virtual TerminalYesYesYesNo
InvoicingYesNoYesNo
Shopping Cart IntegrationsYesNoNoYes (with paid plan)
Inventory ManagementIntermediateBasicIntermediateAdvanced
ReportingAdvancedIntermediateAdvancedLimited for $0, Advanced with paid upgrade
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The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.

Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

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