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Mobile Credit Card Processing Comparison

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Countries US, Canada, Japan, Australia, the UKUSUSUS, UK, Canada (Other Options with Alternate Gatway)US, UK, + 29 others
Payment TypesAll BrandsAll BrandsAll BrandsAll BrandsAll Brands
Support OutletsPhone, Email, ForumPhone, EmailEmail, PhoneEmail, Live ChatPhone, Email
Support QualityGoodExcellentExcellentVery GoodGood
InternationalYes, At Keyed RateYesYes (At Interchange-Plus Rates)NoYes (With Approval)
Deposit Time1-2 Days (Instant Deposit available)1-2 Days (Next-Day Funding Available)24-48 hours2 Days1-2 Days
Default Weekly LimitsUnspecifiedNot specifiedNoneNot SpecifiedNot Specified
Receipt Printing/Cash DrawerYesNoNoYes (Add-On)Yes
Ease Of UseEasyModerateSomewhat EasyVery EasyEasy
Type Of ProcessorThird-PartyMerchant AccountMerchant AccountThird PartyThird-Party
Account StabilitySomewhat StableVery StableVery StableSomewhat StableSomewhat Stable
Supported PlatformsAndroid, iOS, WebiOS, WebAndroid, iOS, WebiOS, Android, WebAndroid, iOS
Pricing
Monthly Fee$0$99$0.00 (Start) / $10.00 (Shop)$9$0
Credit (Card-Present)2.75%Interchange + $0.15Interchange + 0.30% + $0.10 (Start) / Interchange + 0.20% + $0.10 (Shop)2.7%2.65%
Credit (Keyed-In)3.50% + $0.15Interchange + $0.15Interchange + 0.30% + $0.10 (Start) / Interchange + 0.20% + $0.10 (Shop)2.9% + $0.30N/A
Credit (Online)2.90% + $0.30Interchange + $0.15N/A2.9% + $0.302.95% + $0.15
Debit (Card-Present)2.75%Interchange + $0.15Interchange + 0.30% + $0.10 (Start) / Interchange + 0.20% + $0.10 (Shop)2.7%N/A
Debit (Keyed-In)3.50% + $0.15Interchange + $0.15Interchange + 0.30% + $0.10 (Start) / Interchange + 0.20% + $0.10 (Shop)2.9% + $0.30N/A
Debit (Online)2.90% + $0.30Interchange + $0.15N/A2.9% + $0.30N/A
AmEx (Card-Present)2.75%Interchange + $0.15Interchange + 0.30% + $0.10 (Start) / Interchange + 0.20% + $0.10 (Shop)2.7%2.65%
AmEx (Keyed-In)3.50% + $0.15Interchange + $0.15Interchange + 0.30% + $0.10 (Start) / Interchange + 0.20% + $0.10 (Shop)2.9% + $0.30N/A
AmEx (Online)2.90% + $0.30Interchange + $0.15N/A2.9% + $0.302.95% + $0.15
Chargeback FeeNone$25$35$15$10
Card Reading
Headphone JackYesNoYesNoNo
Bluetooth Card ReaderYesYesYesYesYes
NFC Card ReaderYesYesYesYesYes
Camera ScanNoYesNoNoNo
Chip CardYesYesYesYesYes
Keyed-EntryYesYesYesYesNo
iPad Stand With Built-In ReaderYesNoNoNoNo
Payment Interface
Offline Mode Card ProcessingYesNoNoNoNo
Store Card On FileYesYesNoNoNo
Custom AmountYesYesYesYesYes
Tips By %YesYesYesNoYes (Contact to Enable)
Tips By $YesYesYesNoYes (Contact to Enable)
Discounts By $YesYesYesYesNo
Discounts By %YesYesYesYesNo
Discounts By ItemNoNoNoYesNo
Signature Off Option On Small TicketsYes (Under $25)NoYes (Under $50)YesYes
Signature And Tip On Paper ReceiptYesNoNoNoNo
Paper Gift ReceiptsYesNoNoYes (With Retail Package)No
Cash/Check ReportingYesYes (Cash Only)YesYesYes
Shows Change For CashYesYesYesYesYes
Gift CardsYes (Add-On)Yes (Add-On)NoNoNo
Kitchen TicketsYes (iPad Only)NoNoNoNo
Full And Partial RefundsYesYesYesYesYes
Pre-AuthsNoNoNoNoNo
Virtual TerminalYesYes (Add-On)YesYesNo
Other Features
Emailed ReceiptsYesYesYesYesYes
SMS ReceiptsYesYesYesYesYes
Customizable ReceiptsYesNoYesYesNo
Running Tab/Suspend TicketYesYesNoYesNo
Customer Feedback ManagementYesNoNoNoNo
Employee AccountsYesYesYesYes (With Retail Package)No
Loyalty ProgramYesNoNoNoNo
API For Custom SolutionsYesYes (Add-On)NoNoYes
Online Payments
e-InvoicingYesYesNoYesNo
In-App InvoicingYesYesNoYesNo
Payment ButtonsNoNoNoYesNo
Shopping Cart IntegrationsYesYes (Add-On)NoNoNo
Hosted StorefrontYesNoNoNoNo
eCommerce APIYesYes (Add-On)NoNoYes
Inventory Management
Shopventory IntegrationYesNoNoYesNo
Inventory CountYesYesNoYesNo
Store ItemsYesYesYesYesYes
Item PicturesYesYesYesYesYes
Item DescriptionYesYesYesYesYes
Sales Tax On/OffYesYesYesYesYes
Multi-Tax RateYesNoYesYes (Auto-Detect by Location)Yes
Item Varieties/CategoryYesYesNoYesYes
Item Add-Ons/ModsYesNoNoNoYes
Edit OrderYesYesYesYesNo
SKUsYesNoYesYesNo
Ingredients/CostNoNoNoNoNo
Barcode ReadingYesYesYesYes (With Retail Package)No
Low Stock AlertsYes (Online)NoNoNoNo
CSV ImportsYesNoNoYesNo
Online/In-Store SyncYesYesNoYesNo
StitchLabs IntegrationYesNoNoYesNo
Reporting
QuickBooks IntegrationYesYesNoYesNo
In-App ReportsModerateModerateBasicBasicBasic
Online ReportsAdvancedAdvancedAdvancedAdvancedModerate
Save Customer InfoYesYesYesYesNo
SchedulingYes (Add-On)NoNoNoNo
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