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How To Negotiate The Perfect Credit Card Processing Deal

Negotiations aren’t just the realm of lawyers. As a business owner, you can negotiate with merchant account providers to get a credit card processing agreement that works for your needs.

Should You Form A Business Cooperative? Consider These 9 Advantages & Disadvantages Before Getting Started

Worker co-ops come with various advantages for members…but you might also encounter some disadvantages. Learn what it takes to form a cooperative, and find out if it’s the right type of structure for your business.

The Difference Between Revolving & Non-Revolving Lines Of Credit

When your small business needs additional capital, it’s not uncommon to turn to a lender to quickly get the funding you need to operate or expand your business. Fortunately, there are many funding options available to small businesses, from low-interest Small Business Administration loans to lines of credit. For small business owners that want a […]

The 13 Best Small Business Grants For Felons Who Want To Start A Small Business

Ex-felons can apply for most government and private grants, provided they meet all requirements for receiving the grant. Those requirements may include owning a business in a certain industry, being located in a specific area, being in operations for a minimum amount of time, and demonstrating a specific need for funds.

US Business Funding Review

US Business Funding offers many different financial products to help business owners score the capital they need. It is a great choice for equipment financing, SBA loans, or working capital loans. US Business Funding has earned a 95% approval rate and 60-second approvals.

How To Get A Small Business Loan From A Bank

A bank small business loan is a loan that a business owner receives from a bank. This can be a traditional loan that provides a lump sum of cash, or a more flexible option like a business line of credit. Bank loans typically offer low rates and long repayment terms but may be more difficult to qualify for than other types of business funding.

Why Your SBA Loan Was Denied & What To Do Next

Small Business Administration (SBA) loans are popular with business owners due to their competitive rates and favorable terms. However, these low-interest loans are only available to businesses that meet stringent requirements. Unfortunately, this means that some small businesses will have their SBA loans denied and will need to seek alternative options or apply again in the future.

Lendio Review: Business Loan Marketplace

Lendio is a business financing platform that matches customers to funders, including SBA/PPP lenders. It has a relaxed credit score requirement, and there’s no fee for using the service.

Balboa Capital Review

Balboa is an alternative business funder offering short-term working capital and equipment financing. It’s well-established, offers a flexible product line-up, and appears to have fairly reasonable rates. But be cautious in dealing with Balboa as there are quite a few red flags including an unusual number of customer complaints.

Credibly Review: Business Loans, Merchant Cash Advances, & How To Apply

Credibly is an online lender that offers short-term financing in the form of business loans and merchant cash advances. Credibly’s qualifications are much lower but its origination fee is high. If you’re in a pinch and don’t have access to other financing options, Credibly might be the lender that works for your business.