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A business bank account doesn’t have to cost you anything. You can find online accounts for your business that have $0 minimum deposits, $0 monthly fees, and $0 minimum balance requirements.

Crest Capital is an online equipment financer. This company offers a variety of leasing options designed to facilitate ownership or temporary utilization of a wide variety of business-related equipment. Crest’s rates are good, but if you can’t meet Crest’s high qualification standards, however, you may want to have some alternatives in mind.

US Business Funding offers many different financial products to help business owners score the capital they need. It is a great choice for equipment financing, SBA loans, or working capital loans. US Business Funding has earned a 95% approval rate and 60-second approvals.

Lendio is a business financing platform that matches customers to funders, including SBA/PPP lenders. It has a relaxed credit score requirement, and there’s no fee for using the service.

Credibly is an online lender that offers short-term financing in the form of business loans and merchant cash advances. Credibly’s qualifications are much lower but its origination fee is high. If you’re in a pinch and don’t have access to other financing options, Credibly might be the lender that works for your business.

National Funding is a lender that provides funding to small businesses that cannot yet get a bank loan. It provides reasonable rates for an alternative lender as long as you fall on the lower range of its factor rates and origination fees.

National Business Capital (NBC) is a lending-advisory service that links small business applicants to one of its 75+ lending affiliates. It is suitable for startups, new, and mature-but-credit-challenged businesses. Be cautious that you’re unlikely to get the absolute best rates.

POS: Deena uses Clover POS (check out our review) to run her retail shop and when she goes on the road. She loves her Clover system and admits that having a dedicated rep who is committed to your business helps when she runs into any hiccups.

U.S. Bank offers business term loans, lines of credit, and SBA loans to small businesses. They have stringent borrower qualifications but their interest rates are usually lower. U.S. Bank Business Loans are suited for small to large businesses.

Fundera is a business funding matchmaker who will match you up with other business funders you may be qualified for. Fundera is a good place to start your search for business funding, including SBA loans. Not only is Fundera convenient and helpful, but it also has transparent terms and fees.