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The best pharmacy POS systems combine HSA/FSA payment acceptance with smooth integration into your billing and pharmacy management tools.
Erica has been writing about small business finance and technology since 2008. She joined Merchant Maverick in 2018 and specializes in researching and reviewing business software, financial products, and other topics to help small businesses manage and grow their operations. Her expertise has been cited in MSN, Reader's Digest, Vox, U.S. News & World Report, and Real Simple. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll, a graduate of Limestone University, and currently resides in Greenville, South Carolina.
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Erica SeppalaErica has been writing about small business finance and technology since 2008. She joined Merchant Maverick in 2018 and specializes in researching and reviewing business software, financial products, and other topics to help small businesses manage and grow their operations. Her expertise has been cited in MSN, Reader's Digest, Vox, U.S. News & World Report, and Real Simple. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll, a graduate of Limestone University, and currently resides in Greenville, South Carolina.
Editor & Senior Staff Writer
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Matt has been helping small businesses make decisions since 2017. He has written reviews and articles across many different channels but specializes in the point of sale, payroll, and small business insurance categories and has been quoted in articles for Fox Business, Forbes, and other publications. Prior to joining Merchant Maverick, Matt was a journalist and editor for 14 years for a pair of weekly newspapers. He is a graduate of the University of Oregon and currently resides in Gladstone, Oregon.
REVIEWED BY
Matt ShermanMatt has been helping small businesses make decisions since 2017. He has written reviews and articles across many different channels but specializes in the point of sale, payroll, and small business insurance categories and has been quoted in articles for Fox Business, Forbes, and other publications. Prior to joining Merchant Maverick, Matt was a journalist and editor for 14 years for a pair of weekly newspapers. He is a graduate of the University of Oregon and currently resides in Gladstone, Oregon.
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Our content reflects the editorial opinions of our experts. While our site makes money through referral partnerships, we only partner with companies that meet our standards for quality, as outlined in our independent rating and scoring system.
For pharmacies, you’ll need more specialized tools. The best pharmacy POS systems support HSA/FSA payments, integrate with pharmacy management and medical billing software, and even offer online ordering or prescription delivery to streamline operations and better serve patients.
Features such as multi-store management, customer loyalty programs, detailed reporting, and advanced inventory or delivery tracking set the best pharmacy POS systems apart. Our top recommendations include:
Third-party delivery app integrations for local Rx delivery
Advanced inventory tracking and reporting
Vendor and supply chain management tools
Cons
May be expensive
No out-of-the-box pharmacy software integrations
Early termination fee
Why We Chose Lightspeed Retail
Lightspeed Retail goes beyond the basics, offering a sophisticated point of sale system that can handle the fast-paced needs of a modern pharmacy.
With advanced inventory, vendor, and supply chain management tools, Lightspeed helps you operate your pharmacy with ease. It’s a great choice for pharmacies that need more control, more automation, and a smoother workflow across multiple locations.
For single/multi-location retail businesses looking for a strong loyalty program and advanced business reporting
Lightspeed also has quote-based enterprise pricing for large businesses.
All plans come with one POS register. Extra registers can be added for an additional monthly fee.
Lightspeed Retail Features
Lightspeed Retail Features
Availability
Multi-Store Support
Contactless Payments
Multi-Channel Selling
Core plan and up
Gift Cards
Customer Loyalty
Core plan and up
Marketing Tools
Core plan and up
Online Ordering
Inventory Management
Reporting
Menu Management
Delivery Management
EBT Acceptance
Employee Management
Text Messaging
Lightspeed Retail is one of the best retail POS systems for pharmacies that process high volumes of transactions each day. It combines flexibility with advanced functionality, making it ideal for managing complex operations.
Key features include:
Advanced Inventory Management: Track thousands of SKUs, automate reordering, and manage stock across multiple locations.
Vendor Management: Simplify purchasing and supply chain tracking with integrated vendor catalogs and purchase orders.
Customer Management: Store customer profiles, purchase history, and loyalty details for faster service and better insights.
Built-In Accounting & Reporting: Generate detailed reports and sync seamlessly with accounting tools.
eCommerce & Loyalty Tools: Sell online and reward repeat customers with built-in loyalty programs.
Open API: Customize your setup or integrate with pharmacy management and billing systems for a seamless workflow.
Lightspeed Retail Hardware
Lightspeed’s POS runs on iPads, and you can either purchase hardware directly from the company or source it yourself.
All new and existing US and Canadian merchants must now use Lightspeed Payments, meaning third-party card readers are no longer supported. However, eligible merchants processing at least $100/day in credit card sales can receive two free Lightspeed POS terminals through the company’s replacement promotion. (Apple products like iPads are not included.)
Lightspeed Retail Payment Processing
Lightspeed provides flat-rate payment processing via Lightspeed Payments at a rate of 2.6% + $0.10.
Note: Lightspeed will buy out payment processing contracts, paying off merchants’ early cancellation fees if you process a minimum of $25,000 in card sales and then submit documentation of your previous payment processing contract that states your early termination fee within six months of meeting this minimum processing amount.
It’s important to note that the “paying off” comes in the form of discounted payment processing fees, not a chunk of cash that goes towards your termination fees when you decide to switch to Lightspeed Payments.
What To Watch Out For
To get the best Lightspeed pricing, you’ll need to prepay annually, but we recommend starting with a monthly plan since canceling early can trigger termination fees.
You’ll also need to confirm receipt of any Lightspeed hardware within five business days to activate your warranty (14 days for Apple products, 30 days for non-Apple).
Lightspeed Retail Is Best For Pharmacies That:
Need advanced retail reporting, inventory tracking, and employee management
We love Shopify for its unmatched flexibility and user-friendly design. It’s one of the best POS systems for small businesses ready to sell both in-store and online.
For pharmacies, Shopify POS offers a professional, easy-to-manage eCommerce store that syncs seamlessly with your in-person sales. You can accept FSA/HSA payments, manage multichannel inventory, and maintain consistent product, pricing, and customer data across every channel. It’s a great choice for pharmacies that want to combine modern retail convenience with trusted, compliant payment options.
If your high-volume or large business needs an enterprise-level solution
Unlimited devices are supported on all plans. To add the full suite of POS features, including advanced inventory, you’ll need to add Shopify Pro, which costs an additional monthly fee.
Shopify Features
Shopify POS Features
Availability
Multi-Store Support
Supports multiple inventory locations
Contactless Payments
Multi-Channel Selling
Gift Cards
Customer Loyalty
Marketing Tools
Online Ordering
Inventory Management
Reporting
Menu Management
Delivery Management
EBT Acceptance
Employee Management
Text Messaging
Shopify is a complete commerce platform that combines powerful online and in-person sales tools. While it works well for any retail business, it truly excels when it comes to eCommerce.
Key Shopify POS features for pharmacies include:
Advanced eCommerce Tools: Build a custom online pharmacy storefront with professional templates and developer-friendly flexibility.
Enterprise Scalability: Shopify Plus supports major online pharmacies like Meagher’s and Lloyd’s, proving its ability to handle complex retail operations.
Pharmacy Integrations: Access useful apps such as SnapRx, Retail Management Solutions, and age verification tools to stay compliant and efficient.
Omnichannel Syncing: Keep your in-store and online inventory, pricing, and customer data fully connected.
Shopify Hardware
Shopify sells hardware bundles and individual hardware components; you can also source your iPad or Android POS hardware yourself.
Shopify Payment Processing
Shopify has an in-house payment processing service called Shopify Payments, which is powered by Stripe. Rates are 2.4% – 2.7% and are based on which Shopify plan you’re on.
You can also integrate a payment processor of your choice for an additional transaction fee.
What To Watch Out For
All Shopify plans are month-to-month with no long-term commitment required.
Note that Shopify Payments is a payment service provider similar to Square or PayPal, which means you will not have your own dedicated merchant account.
Get a free card swiper from Square at no cost when you create a free account. Claim your card reader.
Pros
Accepts FSA/HSA cards
Integrates with EHR and medical billing software
Free POS app & website
Cons
Must use Square for payment processing
Why We Chose Square
Square is one of the best low-risk, low-cost POS options for pharmacies and small businesses alike. It’s simple to set up, has no long-term contracts, and includes a free POS app with strong tools for managing payments and operations.
We like that Square supports FSA/HSA payments, integrates with EHR and medical billing systems, and provides a free online ordering site, making it easy for pharmacies to sell, track inventory, and manage prescriptions all in one place.
If you want more advanced reporting and features, as well as reduced processing rates
Square POS has no monthly fee. Square also offers two paid plans if you want advanced inventory features.
Square Features
Square POS Features
Availability
Multi-Store Support
Contactless Payments
Multi-Channel Selling
Gift Cards
Add-on
Customer Loyalty
On paid plans
Marketing Tools
Online Ordering
Inventory Management
Reporting
Menu Management
Delivery Management
Add on
EBT Acceptance
Employee Management
Text Messaging
Square’s pharmacy POS features include:
Free POS app: Square’s base POS system includes strong built-in tools for payment processing, inventory management, and customer tracking at no cost.
Healthcare integrations: Works with apps like DrChrono EHR & RCM, Remedly, IntakeQ, and Reference Health Payments for medical billing and patient management.
FSA/HSA acceptance: Pharmacies can accept FSA and HSA cards automatically if they have an eligible merchant category code (MCC).
Scalability: Even large healthcare companies such as QuigMeds use Square’s technology to manage pharmacy POS operations.
Square Hardware
Square sells POS hardware for iPad as well as its proprietary Square Register and Square Terminal; you can also source your POS hardware yourself.
Square accounts come with a free card swiper, though most pharmacies will want a more secure chip and tap reader, which you can use with an iPad or Android tablet.
Square Payment Processing
Square charges a flat rate of 2.4% – 2.6% + $0.15 for all in-person transactions. Square also offers custom pricing for enterprise businesses that process over $250K/month.
You do not have the option to use a different payment processor with Square.
What To Watch Out For
All Square plans are month-to-month with no long-term commitment required.
Square is a third-party payment processor/payment service provider rather than a merchant account provider, which may result in account stability issues for certain businesses.
Square Is Best For Pharmacies That...
Want an affordable or free and comprehensive POS system
CashierLive stands out from other POS providers with a dedicated pharmacy plan designed specifically for the industry.
This focus allows CashierLive to integrate seamlessly with pharmacy management and compliance tools such as SpeedScript, HBS, Carepoint, RNA, and MethCheck (for tracking pseudoephedrine sales). It’s a tailored solution built to meet the unique regulatory and operational needs of pharmacies, from prescription management to secure transactions.
CashierLive Pricing
CashierLive’s pharmacy plan is quote-based, but the company promotes it as offering the best value in the industry with no hidden fees.
While pricing for the pharmacy plan isn’t published, CashierLive’s standard retail package starts at $75/month, making it one of the more affordable POS options for small to midsize pharmacies.
CashierLive Features
CashierLive’s best pharmacy POS features include:
Pharmacy-Specific Tools: Built with the needs of pharmacies in mind, including prescription sales tracking, inventory control, and compliance reporting.
SIGIS Compliance: The first web-based SIGIS-compliant POS system, making FSA and HSA payment acceptance simple and secure.
Cloud-Based System: Unlike most locally installed pharmacy POS systems, CashierLive runs in the cloud, giving you flexibility, mobility, and fewer maintenance costs.
Pharmacy Software Integrations: Seamlessly integrates with key pharmacy platforms such as SpeedScript, HBS, Carepoint, RNA, and MethCheck (for pseudoephedrine sales).
Affordable Alternative: Provides the essential tools of a full-featured pharmacy POS system at a fraction of the cost of traditional, on-premise systems.
CashierLive Hardware
CashierLive can run on iOS, Android, or a computer, which gives you the option to source hardware components yourself.
The company offers hardware bundles. However, pricing is expensive, so you may be better off sourcing your own hardware.
CashierLive Payment Processing
CashierLive offers a flat rate of 2.7% on each transaction. The POS company does not integrate with other processors.
What To Watch Out For
CashierLive contracts are billed month-to-month with no long-term contract required. However, you can receive a discount if you commit to a year or more.
CashierLive Is Best For Pharmacies That...
Have important existing pharmacy software integrations
Need a pharmacy management integration
Want prescription wholesaler purchase ordering features
Proprietary hardware can’t be used with other systems
Sold by some low-quality resellers
Why We Chose Clover
Clover is hands-down one of the best plug-and-play POS systems on the market.
Pharmacies that need a system that’s quick to learn, easy to train staff on, and simple to troubleshoot will find Clover to be a strong fit. While it isn’t built specifically for pharmacies, its flexible software and wide range of third-party integrations make it easy to customize for prescription sales, inventory tracking, and customer management.
Clover offers a variety of plans, with higher tiers offering more features.
Clover Features
Clover POS Features
Availability
Multi-Store Support
Contactless Payments
Depends on hardware choice
Multi-Channel Selling
Gift Cards
Customer Loyalty
Marketing Tools
Online Ordering
Based on software plan
Inventory Management
Reporting
Menu Management
Delivery Management
EBT Acceptance
Add-on app
Employee Management
Text Messaging
Clover’s best features include:
Easy Setup & Training: Plug in your POS hardware, activate your account, and start taking payments right away — no complicated setup or lengthy onboarding required.
Simple Payment Acceptance: Ideal for pharmacies that need straightforward payment processing without complex add-ons or custom workflows.
Flexible Integrations: Clover’s open REST API allows you to connect compatible third-party applications for expanded functionality.
HSA/FSA Acceptance: While Clover itself isn’t IIAS-compliant, pharmacies with eligible MCC codes (5912 or 5122) can still accept HSA and FSA cards for qualifying purchases.
Clover Hardware
Clover’s hardware includes its flagship Clover Station POS. If you want a customer-facing screen, you can upgrade to the Clover Station Duo. Other hardware options include the Clover Mini and the mobile Clover Flex.
Clover Payment Processing
If you purchase your system directly from Clover, payment processing fees start at 2.3% – 2.6% + $0.10 per transaction, depending on your monthly software plan.
Various other entities also sell Clover with different (and often more expensive) payment processing structures.
What To Watch Out For
Hundreds of different merchant service providers sell Clover, and not all of them are reputable.
While software purchased from Clover directly is all month-to-month with the ability to cancel at any time, other providers may sell Clover with sneaky long-term contracts and hidden fees.
Clover Is Best For Pharmacies That...
Need a plug-and-play POS system
Want to choose a healthcare-friendly payment processor
Merchant Maverick has been researching and reviewing POS providers since 2012. Our writers have tested over 100 different point of sale systems, evaluating pricing, features, ease of use, customer service, and user reviewers. Read more about how we rate POS providers.
Weighted Rating Breakdown
Pricing 35%
Features 30%
Ease Of Use 20%
Customer Service 10%
User Reviews 5%
When comparing different POS software systems, we consider many data points, including relative pricing, the depth of niche features offered, the price of hardware, and any associated payment processing fees. Our lists of the best providers include only apps we’ve deemed worthwhile from multiple vantage points. The POS vendors we pick share qualities such as widespread availability, accessibility, user-friendliness, and reasonable pricing. We also look carefully at niche features, such as check-splitting, inventory management, eCommerce, loyalty programs, gift cards, and more.
We spend an average of 10-15 hours researching and updating each one of our lists, making sure the providers included meet our internal standards for quality and reputation.
80+
Vendors evaluated
65+
Attributes assessed per vendor
20+
Features weighed
30+
Combined years of experience
Finding The Best Pharmacy Point Of Sale System
When choosing a pharmacy POS system, make sure it meets all your operational and compliance needs — especially in such a highly regulated industry.
If you accept HSA or FSA cards, you’ll need an IIAS-compliant POS unless at least 90% of your sales come from prescriptions or other qualified healthcare products. Online-only pharmacies that fulfill prescriptions through telehealth consults may also require a high-risk merchant account to process payments.
Finally, confirm that your POS integrates with your pharmacy management and insurance billing systems so you can streamline operations and stay compliant without adding extra manual work.
Erica has been writing about small business finance and technology since 2008. She joined Merchant Maverick in 2018 and specializes in researching and reviewing business software, financial products, and other topics to help small businesses manage and grow their operations. Her expertise has been cited in MSN, Reader's Digest, Vox, U.S. News & World Report, and Real Simple. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll, a graduate of Limestone University, and currently resides in Greenville, South Carolina.
View Erica Seppala's professional experience on LinkedIn.
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We Recommend Square POS For Your Business 🏆User-friendly & feature-rich point of sale system with affordable pricing.Square POS is an intuitive and simple point of sale platform. It offers customizable tools and a variety of add-ons to fit your business needs and reach your goals.Get StartedNo credit card required
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The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.
Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.
Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
We Recommend Square POS For Your Business 🏆User-friendly & feature-rich point of sale system with affordable pricing.Square POS is an intuitive and simple point of sale platform. It offers customizable tools and a variety of add-ons to fit your business needs and reach your goals.Get StartedNo credit card required