We’ve all done it–scrolled to the bottom of a user’s agreement and clicked I Agree or signed a paper contract without looking through the many pages of small print. We know it’s wrong, but we’re busy and the print is so small…and we are thankfully often protected by consumer protection laws that work quietly in […]
By now, you’ve certainly figured out that credit card processing isn’t free. Every credit or debit card transaction that your business accepts is going to cost you money. You probably also understand that your payment processor has to pay interchange fees to the bank that issued the customer’s card. In fact, interchange fees constitute the […]
I can hardly believe it’s been a decade since I started feeling inundated with comments about how mobile is the future of everything. And I do mean everything. However, there is one area where that is absolutely, 100% true: credit card processing and point of sale (POS) systems. A Juniper Research study predicts that by […]
As consumers, we all have a good understanding of the difference between a credit card and a debit card. For a credit card, we get a statement on a monthly basis, and we can pay off the entire balance or only a portion of the balance while paying interest on the rest. In other words, […]
Are you interested in running your own business and being your own boss, but don’t know how to get started? You’re not alone — starting a business from scratch requires a solid business plan and plenty of capital. Even with careful planning, there’s no guarantee that your business will be a success. But what if […]
If you’re a first-time small business owner, you might not be too familiar with the concept of PCI compliance. You might not even have ever heard of it before. It’s also entirely possible that your first introduction to the subject will come in the form of a “PCI compliance fee.” This is a fee that […]
It’s safe to say that merchant relations with credit card processing companies, card associations, and banks aren’t always friendly. Nor would you expect them to be, when merchants find themselves subject to all sorts of fees and limitations imposed by these organizations. Every so often, things reach a peak — for example, the massive class-action […]
So, you’re a first-time small business owner, and you want to be able to accept credit and debit cards from your customers. After all, you’re bound to get a lot more sales – and make more money — right? Well, this is generally true. However, credit card processing is also a mysterious and rather complex […]
Financing any small business is a headache, but acquiring funding for a medical marijuana dispensary can be even more of a challenge. Medical — and recreational — marijuana is legalized in states across the nation, but it is still illegal under federal law. These laws make it more difficult for owners of medical marijuana dispensaries […]
Your credit score is a significant number that can affect your chances to qualify for loans, credit cards, and more. Because this is such a critical tool, you should know and understand your number. Luckily, generally trustworthy and free services exist that will monitor your credit score and credit report for you. WalletHub is one […]
