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High-risk business loans may have higher interest rates and shorter repayment terms. But high-risk loans also have minimal borrowing requirements and are easier to obtain than loans from traditional lenders like banks.

Sometimes called medium or long-term loans, installment loans are what most people think of when they hear the word loan. In most cases, a business that successfully applies for a term loan will receive a lump sum of cash which can then be used for business expenses. In some cases, there may be restrictions on what the money can be used for.

Short-term loans and merchant cash advances are typically the easiest to get. Certain business credit cards and lines of credit may also be easy to get. One thing to note that many business loans that are fast and easy to obtain come with shorter repayment terms and higher rates and fees.

When looking for a business rewards credit card, people tend to focus, understandably, on the rewards offered. However, your rewards redemption options are also important, as they can determine how far your rewards will go. In many cases, a card will have multiple redemption options, with some options valuing your points more highly than others.

Due to their low borrowing limits, SBA Microloans are one of the easiest loans to receive. However, there are borrowing requirements in place, the application and approval process can be time-consuming, and there may be extensive documentation requirements based on the policies of the lender.

Working capital is one of the keys to running a smooth business operation. Often, it’s possible to maintain a consistent cash flow just by making smart tweaks to your business model and keeping an eye on your assets and liabilities, but there are times when you may need assistance raising working capital.

In this post, we’ll pit Square against Clover, letting you know where each product excels and giving you our overall recommendation.

Getting swift approval for a merchant account is uncommon, particularly for high-risk merchants. Accordingly, there are a number of merchant services providers promising high-risk merchant account instant approvals. In this post, we’ll explain what “instant approval” really means and why it’s a bad idea, no matter how desperate you are to get a merchant account.

If you have questions about completing your loan application, you can always ask your SBA-approved lender. If you haven’t yet found a lender to work with, SCORE is a great resource. This nonprofit organization provides resources and services including free business mentors that can help you through every step of the process.

The Small Business Administration provides invaluable resources to small business owners, from educational materials to low-interest loan programs. One of those programs is CAPLines, which provides qualified business owners with a flexible line of credit up to $5 million.