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Affirm is a loan company offering “buy now, pay later” (BNPL) options. By providing short-term credit, Affirm lets customers spread out payments in a way that suits their budget. To read more about how Affirm works or to determine whether it would be a good fit for your business and your customers, read on.

Credit card associations, like Visa, Mastercard, American Express, and Discover, charge fees for their services every time a credit card is used. If you take credit cards, then card association fees are a necessary evil, since these fees comprise a part of wholesale fees you have to pay in order to take credit card payments. Here’s everything small businesses need to know about card brand fees.

Many insurance companies offer cybersecurity coverage. Contact your agent today to ask about adding cyber coverage to your business owners policy or purchasing separate cybersecurity insurance.

Shopify Shipping is a built-in shipping suite that gives merchants tools to calculate real-time shipping rates, purchase and print shipping labels, and track shipments. Although Shopify Shipping is free for Shopify users on every pricing plan, you should note that it’s only available for orders shipped from the United States and Canada. Read on for more details.

In addition to any background checks the hard money lender may decide to factor in, the property’s qualities will be considered. Properties in booming real estate markets and “up-and-coming” neighborhoods may push the lender’s LTV tolerance close to 75%, often considered the upper limit for hard money. In contrast, a property in a poor market, or a remote one, will push the maximum LTV closer to zero.

Unhappy with PayPal’s merchant services? Looking for a new processor? Whatever your reason for not choosing PayPal’s credit card processing, there are plenty of other options. Check out our choices for fair, affordable and practical alternatives to PayPal.

Bankruptcy is probably one of the last things you want to think about. But as unpleasant a prospect as it can be, businesses regularly fail. If that happens, don’t be afraid to look into bankruptcy and give yourself a fresh start.

If you’ve heard the term “KDS” floating around the industry and have found yourself at a bit of a loss, you’ve come to the right article! Short for “Kitchen Display Systems,” these digital screens replace the need for receipt printers or handwritten orders. But is this something your restaurant needs?

A seasonal business isn’t without its risks and challenges, but if done right, can be rewarding and lucrative. You can get your business off the ground by doing your research, choosing the right business idea, and using the tools and resources available to you.

Frustrating as it may be, applying for a business loan or other funding can have a negative effect on your credit. Knowing the difference between soft and hard credit inquiries can help you keep your credit score intact while going through the loan shopping and application process. How much can a loan application hurt your […]