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Shift4 Payments is a merchant services provider that has been around under various business names since 1997. While previously best known for its Shift4 payment gateway, today it offers a complete line of products and services for almost any retail or eCommerce business. But does it work for small businesses?

First Data (now Fiserv) is a massive company offering everything a merchant could need for payment processing. But small businesses will pay a premium for access, whereas large businesses might be able to negotiate a fair deal.

National Funding is a lender that provides funding to small businesses that cannot yet get a bank loan. It provides reasonable rates for an alternative lender as long as you fall on the lower range of its factor rates and origination fees.

For such a large, traditional processor, Elavon offers a few advantages. The company deserves credit for eliminating its early termination fees and disclosing its flat-rate pricing plans. At the same time, it loses a few points for not disclosing the availability of interchange-plus pricing and for inconsistent customer service and support.

The business of credit card processing is changing quickly. These days, only the old-line established processors have long contracts with ETFs that penalize you for ending a contract early. Newer processors with different business models can offer you better deals, and you can easily shop around and avoid contracts with ETFs.

Zoom Phone is a cloud-based phone system that integrates voice, chat, video, and collaboration. This VoIP phone system provides secure and reliable communications between team members and customers.

Owning a delivery business is a great opportunity for many entrepreneurs. Depending on the niche you plan to serve, you can start your own business with just one vehicle and no employees. What’s more, you can quickly scale your delivery business as demand increases.

Talus Pay claims to be trying to offer merchants a great experience with transparency and honesty, but the company definitely doesn’t live up to that promise.

For many small businesses, Ooma is an excellent choice. Some VoIP providers run up monthly bills with additional fees for features, add-ons, and integrations. Ooma, on the other hand, has extremely competitive pricing for its plans, all of which have solid feature sets.

Pros No application or account setup fees Month-to-month contracts with no early termination fee Interchange-plus & zero-cost plans available Accepts high-risk businesses & businesses with bad credit Free terminal or mobile reader Cons Minimal pricing disclosures Some complaints regarding customer service What Is ProMerchant? Founded in 2018, Boston-based ProMerchant is the brainchild of several former […]