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Zoom Phone is a cloud-based phone system that integrates voice, chat, video, and collaboration. This VoIP phone system provides secure and reliable communications between team members and customers.

How much does point of sale software cost? Check out our guide to POS hardware and software prices, plus learn how you can afford a new POS system for your small business.

In May 2019, Global Payments, another very large direct processor from Georgia, announced that it was acquiring TSYS for $21.5 billion. The combined organization will operate under the Global Payments brand name, and the TSYS name will eventually disappear. However, mergers of this size take a long time to complete, and as of May 2020, TSYS still has its own website, which lists the company as ‘TSYS – A Global Payments Company.’ We haven’t received any indication of how Global Payments plans to transition existing TSYS customers into its system, but we expect that you will probably be switched over to a Global Payments contract at some point. If you’re a merchant looking for a new provider, now is not the time to sign up with TSYS.

Sam’s Club Merchant Services uses the appeal of the bulk-discount warehouse business to bring in merchants, but the reality is that processing payments through Sam’s Club is likely to be far more costly for small businesses.

Owning a laundromat is simpler than many other types of businesses; your greatest responsibilities will be keeping track of your financials, managing customers, and maintaining your equipment. But don’t let the ease of running a laundromat tempt you into becoming an absentee manager, in which case, your business will suffer as a result.

Does Electronic Merchant Systems offer everything you need for your small business? Possibly, but it comes at a high cost. Unless you’re prepared to negotiate aggressively on your own behalf, you’ll probably pay more than you need to. Read our review to see why you should look elsewhere.

As with so many other merchant services providers, Payroc has a few nice features, such as a robust lineup of products and services, including EMV-compliant mobile processing solutions. At the same time, it still includes a very lengthy contract term. Its hefty early termination fee has generated significant criticism among merchants.

To avoid merchant processing agreement auto-renewals be sure to read your merchant processing agreement before signing. It’s possible to negotiate an auto-renewal clause out of your merchant agreement. Additionally, you may consider merchant service providers with month-to-month or pay-as-you go billing options.

If you’ve been searching the internet for information about equipment leasing, you’ve probably run into a wall of industry jargon. Between captive lessors, capital leases, equipment financing agreements, and references to Section 179, the terminology can get pretty opaque. This is especially true when it comes to TRAC leases. If you’ve ever wondered what the TRAC lease is, how it works, or even just what the acronym stands for, you’ve come to the right place.

What is sure to remain the same is that for most smaller businesses, Worldpay From FIS will continue to operate mostly behind the scenes. You’re much more likely to be using Worldpay for your credit card processing through a smaller merchant services provider. That company’s level of service and value in managing your merchant account is what you’ll really see coming through. Nevertheless, it’s always worth taking a look at the processor behind your transactions.