Merchant Account Comparison

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Best Choice ForAll Business Types, Non-ProfitsAll Business Types, Canadian BusinessesAll Business Types, eCommerceAll Business TypesAll Business Types, Non-Profits, High-Risk
Pricing StructureInterchange-PlusInterchange-PlusInterchange-PlusSubscriptionInterchange-Plus
Retail Rates0.25% + $0.100.18% + $0.080.25% + $0.10Monthly Fee Plan: 0.00% + $0.05Spark Plan 0.50% + $0.20, Surge Plan 0.30% + $0.20, Shop Plan 0.30% + $0.20
eCommerce Rates0.35% + $0.100.36% + $0.250.30% + $0.15Monthly Fee Plan: 0.00% + $0.15Connect Plan 0.65% + $0.20
Early Termination FeeNoneNoneNoneNoneNone
Annual FeeNoneNoneNoneNoneNone
Monthly MinimumNoneNoneNoneNone$25/mn if applicable
Setup FeeNoneNoneNoneNoneNone
Payment Gateway Fee$20/mnNoneNoneNot disclosedNone
PCI Compliance FeeNoneNoneNoneNoneNone
Monthly Fee$10/mn$12 - $30/mn$10/mneCommerce: $79/mo., Retail: $99/mo., Enterprise: $199+/mo.Spark Plan $0.00, Surge Plan $9.95, Shop Plan $19.95, Connect Plan $0.00
Customer SupportExcellentExcellentGreatExcellentExcellent
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