Merchant Account Comparison
We've Helped Over 1 Million Business Owners Since 2009 
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| Best Choice For | All Business Types, Non-Profits | All Business Types, Canadian Businesses | All Business Types, eCommerce | All Business Types | All Business Types, Non-Profits, High-Risk |
| Pricing Structure | Interchange-Plus | Interchange-Plus | Interchange-Plus | Flat rate/Subscription | Interchange-Plus |
| Retail Rates | 0.25% + $0.10 | 0.18% + $0.08 | 0.25% + $0.10 | Monthly Fee Plan: 0.00% + $0.05, Pay As You Go: 2.9% + $0.15 | Spark Plan 0.50% + $0.20, Surge Plan 0.30% + $0.20, Shop Plan 0.30% + $0.20 |
| eCommerce Rates | 0.35% + $0.10 | 0.36% + $0.25 | 0.30% + $0.15 | Monthly Fee Plan: 0.00% + $0.15, Pay As You Go: 2.9% + $0.15 | Connect Plan 0.65% + $0.20 |
| Early Termination Fee | None | None | None | None | None |
| Annual Fee | None | None | None | None | None |
| Monthly Minimum | None | None | None | None | $25/mn if applicable |
| Setup Fee | None | None | None | None | None |
| Payment Gateway Fee | $20/mn | None | None | None | None |
| PCI Compliance Fee | None | None | None | None | None |
| Monthly Fee | $10/mn | $12 - $30/mn | $10/mn | Pay As You Go: $0, eCommerce: $79, Retail: $99/mn | Spark Plan $0.00, Surge Plan $9.95, Shop Plan $19.95, Connect Plan $0.00 |
| Customer Support | Excellent | Excellent | Great | Excellent | Excellent |
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