Merchant Account Comparison
We've Helped Over 1 Million Business Owners Since 2009 
National Processing Review  | PaymentCloud Review  | Square Credit Card Processing Review (Square Payments)  | Dharma Merchant Services Review  | CDGcommerce Review  | |
| | | | | | |
| Best Choice For | All Business Types | eCommerce, High-Risk | Low-Volume Businesses, Mobile, Businesses on a Budget | All Business Types, Non-Profits | All Business Types, eCommerce |
| Pricing Structure | Interchange-Plus | Interchange-Plus | Flat Rate | Interchange-Plus | Interchange-Plus |
| Retail Rates | 0.20% + $0.10 | 0.30% + $0.10 | 2.75% + $0.00 | 0.15% + $0.07 | 0.25% + $0.10 |
| eCommerce Rates | 0.30% + $0.10 | 0.50% + $0.25 | 2.90% + $0.30 | 0.20% + $0.10 | 0.30% + $0.15 |
| Early Termination Fee | Only With Free Equipment At Signup | None | None | None | None |
| Annual Fee | None | None | None | None | None |
| Monthly Minimum | None | None | None | None | None |
| Setup Fee | None | None | None | None | None |
| Payment Gateway Fee | $5.00/mn | Varies | None | $20/mn | None |
| PCI Compliance Fee | $4.95/mn | None | None | $7.95/mn | None |
| Monthly Fee | $9.95/mn | $15/mn | $0 | $20/mn | $10/mn |
| Customer Support | Great | Excellent | Good | Excellent | Great |
| Countries Served | United States | United States | United States, Canada | United States | United States |
| Visit Site | Visit Site | Visit Site | Visit Site | Visit Site |
